Side-by-side · Q2 2026 data
Electrical Federal Credit Union vs Guadalupe Parish Credit Union
Credit union
Guadalupe Parish Credit Union
Antonito, Colorado · Under $100 million in assets
Metric by metric
| Measure | Electrical Federal Credit Union | Guadalupe Parish Credit Union |
|---|---|---|
| TellerScore | 77 | 89 (stronger) |
| Capital cushion | 80 | 100 (stronger) |
| Loan quality | 75 | 94 (stronger) |
| Earnings | 49 | 72 (stronger) |
| Funding & liquidity | 100 (stronger) | 74 |
| Problem-loan coverage | 95 | 99 (stronger) |
| Peer percentile | 57th | 87th |
| Total assets | $54.3M | $42.0M |
| Deposits / shares | $47.1M | $31.4M |
| Capital ratio | 12.99% | 24.97% (stronger) |
| Problem loans | 0.75% | 0.19% (stronger) |
| Net charge-offs | 0.96% | 0.00% (stronger) |
| Return on assets | 0.73% | 1.29% (stronger) |
| Loans ÷ deposits | 52.5% (stronger) | 85.8% |
| Uninsured deposits | 4.9% (stronger) | 13.5% |
| Offices | 2 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Guadalupe Parish Credit Union has the higher TellerScore (89 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Electrical Federal Credit Union leads on 2 and Guadalupe Parish Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.