Side-by-side · Q2 2026 data
Elevate Bank, National Association vs Ford County State Bank
Metric by metric
| Measure | Elevate Bank, National Association | Ford County State Bank |
|---|---|---|
| TellerScore | 67 | 75 (stronger) |
| Capital cushion | 62 | 62 |
| Loan quality | 77 | 85 (stronger) |
| Earnings | 45 | 56 (stronger) |
| Funding & liquidity | 74 | 98 (stronger) |
| Problem-loan coverage | 93 | 95 (stronger) |
| Peer percentile | 30th | 54th |
| Total assets | $61.0M | $58.4M |
| Deposits / shares | $53.0M | $52.8M |
| Capital ratio | 11.17% (stronger) | 11.17% |
| Problem loans | 0.69% | 0.44% (stronger) |
| Net charge-offs | 0.12% | 0.00% (stronger) |
| Return on assets | 0.64% | 0.89% (stronger) |
| Loans ÷ deposits | 82.0% | 57.2% (stronger) |
| Uninsured deposits | 18.6% | 16.9% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ford County State Bank has the higher TellerScore (75 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Elevate Bank, National Association leads on 1 and Ford County State Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.