Elevate Bank, National Association (FDIC certificate #4770) is based in Sedan, Kansas. Its Q2 2026 call report shows $61.0M in total assets and $53.0M in deposits and 2 offices across 2 states.
Based on its Q2 2026 filing, Elevate Bank, National Association scores 67/100, which we describe as moderate. That is higher than only 30% of 546 banks with under $100 million in assets. Among 185 banks headquartered in Kansas, it ranks 144th. Its strongest component is problem-loan coverage (93/100; 3.7%), and its lowest is earnings (45/100; 0.64%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 24 points (91 → 67), mostly because the earnings component weakened by 55 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 79 |
| Q3 2024 | 73 |
| Q4 2024 | 74 |
| Q1 2025 | 89 |
| Q2 2025 | 91 |
| Q3 2025 | 89 |
| Q4 2025 | 81 |
| Q1 2026 | 70 |
| Q2 2026 | 67 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 11.61% |
| Q3 2024 | 11.67% |
| Q4 2024 | 11.83% |
| Q1 2025 | 12.44% |
| Q2 2025 | 12.54% |
| Q3 2025 | 12.81% |
| Q4 2025 | 11.83% |
| Q1 2026 | 11.09% |
| Q2 2026 | 11.17% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.02% |
| Q3 2024 | 0.68% |
| Q4 2024 | 0.63% |
| Q1 2025 | 0.14% |
| Q2 2025 | 0.03% |
| Q3 2025 | 0.09% |
| Q4 2025 | 0.07% |
| Q1 2026 | 0.06% |
| Q2 2026 | 0.69% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.77% |
| Q3 2024 | 0.80% |
| Q4 2024 | 0.82% |
| Q1 2025 | 3.57% |
| Q2 2025 | 2.10% |
| Q3 2025 | 1.92% |
| Q4 2025 | 1.57% |
| Q1 2026 | 0.39% |
| Q2 2026 | 0.64% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 67 | $61.0M | 11.17% | 0.69% | 0.64% | 82.0% |
| Q1 2026 | 70 | $63.1M | 11.09% | 0.06% | 0.39% | 81.4% |
| Q4 2025 | 81 | $60.1M | 11.83% | 0.07% | 1.57% | 87.4% |
| Q3 2025 | 89 | $56.7M | 12.81% | 0.09% | 1.92% | 74.6% |
| Q2 2025 | 91 | $55.7M | 12.54% | 0.03% | 2.10% | 69.5% |
| Q1 2025 | 89 | $55.6M | 12.44% | 0.14% | 3.57% | 65.4% |
| Q4 2024 | 74 | $55.0M | 11.83% | 0.63% | 0.82% | 63.1% |
| Q3 2024 | 73 | $52.9M | 11.67% | 0.68% | 0.80% | 63.7% |
| Q2 2024 | 79 | $54.4M | 11.61% | 0.02% | 0.77% | 58.4% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Kansas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Farmers State Bank of Bucklin, KansasBank Bucklin, KS | 88 out of 100, Very strong | $60.8M | 12.9% | 0.00% | vs |
| First National Bank in FrankfortBank Frankfort, KS | 72 out of 100, Strong | $61.6M | 10.8% | 0.52% | vs |
| The First National Bank of SpearvilleBank Spearville, KS | 56 out of 100, Moderate | $62.1M | 11.8% | 4.06% | vs |
| Ford County State BankBank Spearville, KS | 75 out of 100, Strong | $58.4M | 11.2% | 0.44% | vs |
| The City State BankBank Fort Scott, KS | 77 out of 100, Strong | $57.7M | 8.9% | 0.00% | vs |
| The Farmers State Bank of Blue MoundBank Blue Mound, KS | 76 out of 100, Strong | $57.6M | 11.6% | 0.20% | vs |
Deposit insurance
Is my money safe at Elevate Bank, National Association?
Yes. Elevate Bank, National Association is an FDIC-insured institution (FDIC certificate #4770). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 18.6% of deposits ($9.8M) are above the $250,000 FDIC insurance limit, above the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.17%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
2 locations
Branches
Elevate Bank, National Association lists 2 offices in 2 cities across 2 states. Most locations:
- Pawhuska, OK (1)
- Sedan, KS (1)
Identity & history
Profile
- Legal name
- Elevate Bank, National Association
- Former names
- The First National Bank of Sedan
- Type
- National bank
- FDIC certificate #
- 4770
- RSSD ID
- 195157
- Primary regulator
- OCC
- Holding company
- Elevation Bancshares Inc
- Established
- March 13, 1874
- Headquarters
- 101 W Main St, Sedan, KS 67361
- Website
- www.elevate.bank
- Employees
- 20
Quick answers
Elevate Bank, National Association: common questions
Is Elevate Bank, National Association FDIC insured?
Yes. Elevate Bank, National Association is an FDIC-insured institution (FDIC certificate #4770). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Elevate Bank, National Association's TellerScore?
67 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Elevate Bank, National Association ever failed?
There is no failure record for FDIC certificate #4770 in the FDIC failed bank list.
How many branches does Elevate Bank, National Association have?
2 offices as of the latest FDIC data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Sedan
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Howard State Bank, Howard, KansasBank Howard, KS | 77 out of 100, Strong | $80.2M | 12.2% | 0.69% | vs |
| Bank of CommerceBank Chanute, KS | 74 out of 100, Strong | $497.5M | 9.2% | 0.05% | vs |
| RCB BankBank Claremore, OK | 72 out of 100, Strong | $4.0B | 10.7% | 0.94% | vs |
| Community National Bank & TrustBank Chanute, KS | 65 out of 100, Moderate | $2.5B | 9.0% | 0.80% | vs |