Side-by-side · Q2 2026 data
Elevate Bank, National Association vs RCB Bank
Metric by metric
| Measure | Elevate Bank, National Association | RCB Bank |
|---|---|---|
| TellerScore | 67 | 72 (stronger) |
| Capital cushion | 62 (stronger) | 57 |
| Loan quality | 77 (stronger) | 69 |
| Earnings | 45 | 79 (stronger) |
| Funding & liquidity | 74 | 88 (stronger) |
| Problem-loan coverage | 93 (stronger) | 91 |
| Peer percentile | 30th | 66th |
| Total assets | $61.0M | $4.0B |
| Deposits / shares | $53.0M | $3.5B |
| Capital ratio | 11.17% (stronger) | 10.70% |
| Problem loans | 0.69% (stronger) | 0.94% |
| Net charge-offs | 0.12% | 0.11% (stronger) |
| Return on assets | 0.64% | 1.47% (stronger) |
| Loans ÷ deposits | 82.0% | 64.9% (stronger) |
| Uninsured deposits | 18.6% (stronger) | 21.9% |
| Offices | 2 | 55 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 9.7% |
RCB Bank has the higher TellerScore (72 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Elevate Bank, National Association leads on 3 and RCB Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.