Side-by-side · Q2 2026 data
Elevate Bank, National Association vs The First National Bank of Spearville
Metric by metric
| Measure | Elevate Bank, National Association | The First National Bank of Spearville |
|---|---|---|
| TellerScore | 67 (stronger) | 56 |
| Capital cushion | 62 | 68 (stronger) |
| Loan quality | 77 (stronger) | 0 |
| Earnings | 45 | 76 (stronger) |
| Funding & liquidity | 74 | 92 (stronger) |
| Problem-loan coverage | 93 (stronger) | 70 |
| Peer percentile | 30th | 15th |
| Total assets | $61.0M | $62.1M |
| Deposits / shares | $53.0M | $53.6M |
| Capital ratio | 11.17% | 11.80% (stronger) |
| Problem loans | 0.69% (stronger) | 4.06% |
| Net charge-offs | 0.12% | 0.07% (stronger) |
| Return on assets | 0.64% | 1.39% (stronger) |
| Loans ÷ deposits | 82.0% | 58.8% (stronger) |
| Uninsured deposits | 18.6% (stronger) | 22.1% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Elevate Bank, National Association has the higher TellerScore (67 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Elevate Bank, National Association leads on 3 and The First National Bank of Spearville on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.