Side-by-side · Q2 2026 data
Elevate Federal Credit Union vs Presto Lewiston Employees Credit Union
Credit union
Presto Lewiston Employees Credit Union
Lewiston, Utah · Under $100 million in assets
Metric by metric
| Measure | Elevate Federal Credit Union | Presto Lewiston Employees Credit Union |
|---|---|---|
| TellerScore | 94 (stronger) | 85 |
| Capital cushion | 100 | 100 |
| Loan quality | 92 | 100 (stronger) |
| Earnings | 93 (stronger) | 41 |
| Funding & liquidity | 83 (stronger) | 79 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 98th | 77th |
| Total assets | $260.3M | $342K |
| Deposits / shares | $205.0M | $251K |
| Capital ratio | 20.93% | 26.55% (stronger) |
| Problem loans | 0.24% | 0.00% (stronger) |
| Net charge-offs | 0.27% | 0.00% (stronger) |
| Return on assets | 1.83% (stronger) | 0.54% |
| Loans ÷ deposits | 76.9% (stronger) | 80.8% |
| Uninsured deposits | 6.1% | 0.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Elevate Federal Credit Union has the higher TellerScore (94 vs 85). On the 7 directional measures above (where higher or lower is clearly better), Elevate Federal Credit Union leads on 3 and Presto Lewiston Employees Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.