Side-by-side · Q2 2026 data
Elga Credit Union vs Community Choice Credit Union
Credit union
Community Choice Credit Union
Farmington Hill, Michigan · $1 billion – $10 billion
Metric by metric
| Measure | Elga Credit Union | Community Choice Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 67 |
| Capital cushion | 100 (stronger) | 45 |
| Loan quality | 54 | 75 (stronger) |
| Earnings | 59 | 74 (stronger) |
| Funding & liquidity | 72 | 72 |
| Problem-loan coverage | 89 (stronger) | 87 |
| Peer percentile | 75th | 47th |
| Total assets | $2.5B | $2.1B |
| Deposits / shares | $2.0B | $1.8B |
| Capital ratio | 17.80% (stronger) | 9.52% |
| Problem loans | 1.38% | 0.75% (stronger) |
| Net charge-offs | 0.70% | 0.62% (stronger) |
| Return on assets | 0.98% | 1.35% (stronger) |
| Loans ÷ deposits | 79.4% (stronger) | 87.3% |
| Uninsured deposits | 23.2% | 15.3% (stronger) |
| Offices | 9 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.0% | — |
Elga Credit Union has the higher TellerScore (75 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Elga Credit Union leads on 3 and Community Choice Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.