Side-by-side · Q2 2026 data
Elga Credit Union vs Jolt Credit Union
Metric by metric
| Measure | Elga Credit Union | Jolt Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 69 |
| Capital cushion | 100 (stronger) | 53 |
| Loan quality | 54 | 86 (stronger) |
| Earnings | 59 (stronger) | 37 |
| Funding & liquidity | 72 | 99 (stronger) |
| Problem-loan coverage | 89 | 95 (stronger) |
| Peer percentile | 75th | 48th |
| Total assets | $2.5B | $483.8M |
| Deposits / shares | $2.0B | $415.3M |
| Capital ratio | 17.80% (stronger) | 10.28% |
| Problem loans | 1.38% | 0.43% (stronger) |
| Net charge-offs | 0.70% | 0.45% (stronger) |
| Return on assets | 0.98% (stronger) | 0.42% |
| Loans ÷ deposits | 79.4% | 61.3% (stronger) |
| Uninsured deposits | 23.2% | 3.2% (stronger) |
| Offices | 9 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.0% | 24.6% |
Elga Credit Union has the higher TellerScore (75 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Elga Credit Union leads on 3 and Jolt Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.