Side-by-side · Q2 2026 data
Elite Community Credit Union vs Chicago Post Office Employees Credit Union
Credit union
Elite Community Credit Union
Bourbonnais, Illinois · Under $100 million in assets
Credit union
Chicago Post Office Employees Credit Union
Chicago, Illinois · Under $100 million in assets
Metric by metric
| Measure | Elite Community Credit Union | Chicago Post Office Employees Credit Union |
|---|---|---|
| TellerScore | 63 | 63 |
| Capital cushion | 38 | 100 (stronger) |
| Loan quality | 81 (stronger) | 12 |
| Earnings | 40 (stronger) | 29 |
| Funding & liquidity | 98 | 100 (stronger) |
| Problem-loan coverage | 91 (stronger) | 90 |
| Peer percentile | 26th | 26th |
| Total assets | $26.5M | $27.9M |
| Deposits / shares | $24.1M | $21.4M |
| Capital ratio | 8.77% | 22.22% (stronger) |
| Problem loans | 0.58% (stronger) | 2.65% |
| Net charge-offs | 0.73% (stronger) | 3.21% |
| Return on assets | 0.49% (stronger) | 0.23% |
| Loans ÷ deposits | 62.0% | 54.6% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 5 directional measures above (where higher or lower is clearly better), Elite Community Credit Union leads on 3 and Chicago Post Office Employees Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.