Side-by-side · Q2 2026 data
Elizabeth (N.J.) Firemen'S Federal Credit Union vs Ocnac #1 Federal Credit Union
Credit union
Elizabeth (N.J.) Firemen'S Federal Credit Union
Elizabeth, New Jersey · Under $100 million in assets
Credit union
Ocnac #1 Federal Credit Union
Jersey City, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Elizabeth (N.J.) Firemen'S Federal Credit Union | Ocnac #1 Federal Credit Union |
|---|---|---|
| TellerScore | 64 | 68 (stronger) |
| Capital cushion | 66 | 74 (stronger) |
| Loan quality | 61 (stronger) | 33 |
| Earnings | 25 | 65 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 94 (stronger) | 93 |
| Peer percentile | 28th | 36th |
| Total assets | $7.1M | $7.1M |
| Deposits / shares | $6.2M | $6.1M |
| Capital ratio | 11.58% | 12.40% (stronger) |
| Problem loans | 1.16% (stronger) | 2.02% |
| Net charge-offs | -0.00% (stronger) | 11.44% |
| Return on assets | 0.12% | 1.13% (stronger) |
| Loans ÷ deposits | 32.3% | 24.7% (stronger) |
| Uninsured deposits | 2.1% | 0.0% (stronger) |
| Offices | 0 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ocnac #1 Federal Credit Union has the higher TellerScore (68 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Elizabeth (N.J.) Firemen'S Federal Credit Union leads on 2 and Ocnac #1 Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.