Side-by-side · Q2 2026 data
Elizabethton Federal Savings Bank vs Kingsport Press Credit Union
Credit union
Kingsport Press Credit Union
Kingsport, Tennessee · Under $100 million in assets
Metric by metric
| Measure | Elizabethton Federal Savings Bank | Kingsport Press Credit Union |
|---|---|---|
| TellerScore | 86 | 92 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 92 (stronger) | 87 |
| Earnings | 66 | 85 (stronger) |
| Funding & liquidity | 66 | 87 (stronger) |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 90th | 92nd |
| Total assets | $326.0M | $95.6M |
| Deposits / shares | $187.9M | $79.5M |
| Capital ratio | 42.27% (stronger) | 16.38% |
| Problem loans | 0.25% (stronger) | 0.40% |
| Net charge-offs | 0.00% (stronger) | 0.18% |
| Return on assets | 1.14% | 1.63% (stronger) |
| Loans ÷ deposits | 94.0% | 73.7% (stronger) |
| Uninsured deposits | 8.3% | 1.1% (stronger) |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Kingsport Press Credit Union has the higher TellerScore (92 vs 86). On the 7 directional measures above (where higher or lower is clearly better), Elizabethton Federal Savings Bank leads on 3 and Kingsport Press Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.