TellerScore

Kingsport Press Credit Union (NCUA charter #68104) is based in Kingsport, Tennessee. Its Q2 2026 call report shows $95.6M in total assets and $79.5M in member shares and deposits and 3 offices.

Kingsport Press Credit Union has a TellerScore of 92 out of 100 (very strong) based on Q2 2026 data — higher than 92% of its 2,479 credit unions with under $100 million in assets. Among 125 credit unions headquartered in Tennessee, it ranks 12th. Capital cushion contributes the most (100/100, 16.38%); earnings contributes the least (85/100, 1.63%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 16.38%
Loan quality87/100
Loans 60+ days delinquent ÷ total loans: 0.40%
Earnings85/100
Return on assets (annualized): 1.63%
Funding & liquidity87/100
Loans ÷ shares: 73.7% · 1.1% uninsured
Problem-loan coverage97/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.50%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (91 → 92).

TellerScore
899295Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202492
Q3 202490
Q4 202489
Q1 202592
Q2 202591
Q3 202593
Q4 202595
Q1 202692
Q2 202692
Net worth ratio
7.00%11.69%16.38%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202414.91%
Q3 202415.08%
Q4 202415.27%
Q1 202515.15%
Q2 202515.41%
Q3 202515.78%
Q4 202516.04%
Q1 202615.98%
Q2 202616.38%
Delinquent loans (60+ days)
0.04%0.26%0.48%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.16%
Q3 20240.32%
Q4 20240.48%
Q1 20250.04%
Q2 20250.28%
Q3 20250.25%
Q4 20250.15%
Q1 20260.18%
Q2 20260.40%
Return on assets
1.25%1.51%1.76%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.57%
Q3 20241.52%
Q4 20241.48%
Q1 20251.25%
Q2 20251.51%
Q3 20251.64%
Q4 20251.76%
Q1 20261.47%
Q2 20261.63%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202692$95.6M16.38%0.40%1.63%73.7%
Q1 202692$95.3M15.98%0.18%1.47%72.2%
Q4 202595$92.7M16.04%0.15%1.76%73.5%
Q3 202593$91.0M15.78%0.25%1.64%75.5%
Q2 202591$90.3M15.41%0.28%1.51%75.1%
Q1 202592$89.2M15.15%0.04%1.25%74.1%
Q4 202489$86.7M15.27%0.48%1.48%77.3%
Q3 202490$85.7M15.08%0.32%1.52%78.0%
Q2 202492$84.6M14.91%0.16%1.57%79.0%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio16.38%
62nd
Problem loans0.40%
63rd
Net charge-offs0.18%
50th
Return on assets1.63%
88th
Loans to deposits73.7%
27th
Uninsured deposits1.1%
53rd
Loan-loss reserves0.00%
37th
Texas ratio1.5%
58th

Similar-size credit unions in Tennessee

InstitutionScoreAssetsCapitalProblem loansCompare
Foothills Federal Credit UnionCredit union Loudon, TN65 out of 100, Moderate$94.6M10.0%1.20%vs
Family Advantage Federal Credit UnionCredit union Spring Hill, TN59 out of 100, Moderate$93.4M9.2%0.88%vs
Tennessee Members 1st Federal Credit UnionCredit union Oak Ridge, TN53 out of 100, Below average$97.9M11.6%2.29%vs
Securcommunity Federal Credit UnionCredit union Cordova, TN76 out of 100, Strong$91.6M14.1%0.66%vs
Tnconnect Credit UnionCredit union Knoxville, TN54 out of 100, Below average$90.6M7.4%0.64%vs
New South Credit UnionCredit union Knoxville, TN96 out of 100, Very strong$90.3M14.9%0.11%vs

Deposit insurance

Is my money safe at Kingsport Press Credit Union?

Yes. Kingsport Press Credit Union is a federally insured credit union (NCUA charter #68104). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.1% of shares and deposits ($872K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 16.38%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Kingsport Press Credit Union lists 3 offices in 3 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Kingsport Press Credit Union reported 63 home-loan applications under HMDA (LEI 25490030Z1TAY4VPEL47): 63 originated ($7,445,000 total), 0 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 0.0%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Kingsport Press Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
68104
RSSD ID
444190
Primary regulator
State + NCUA
Established
1930
Headquarters
528 W Center Street, Kingsport, TN 37660
Employees
20

Quick answers

Kingsport Press Credit Union: common questions

Is Kingsport Press Credit Union NCUA insured?

Yes. Kingsport Press Credit Union is a federally insured credit union (NCUA charter #68104). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Kingsport Press Credit Union's TellerScore?

92 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Kingsport Press Credit Union have?

3 offices as of the latest NCUA data.

Nearby

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Elizabethton Federal Savings BankBank Elizabethton, TN86 out of 100, Very strong$326.0M42.3%0.25%vs
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Lee Bank and Trust CompanyBank Pennington Gap, VA82 out of 100, Strong$257.3M14.1%1.37%vs