Side-by-side · Q2 2026 data
Elkton Bank & Trust Company vs Fortera Federal Credit Union
Metric by metric
| Measure | Elkton Bank & Trust Company | Fortera Federal Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 78 |
| Capital cushion | 76 | 77 (stronger) |
| Loan quality | 96 (stronger) | 78 |
| Earnings | 61 | 79 (stronger) |
| Funding & liquidity | 85 (stronger) | 70 |
| Problem-loan coverage | 99 (stronger) | 89 |
| Peer percentile | 82nd | 74th |
| Total assets | $199.1M | $946.7M |
| Deposits / shares | $168.5M | $819.3M |
| Capital ratio | 12.58% | 12.69% (stronger) |
| Problem loans | 0.12% (stronger) | 0.65% |
| Net charge-offs | 0.02% (stronger) | 0.98% |
| Return on assets | 1.01% | 1.47% (stronger) |
| Loans ÷ deposits | 48.0% (stronger) | 90.0% |
| Uninsured deposits | 29.1% | 9.0% (stronger) |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 27.6% |
Elkton Bank & Trust Company has the higher TellerScore (82 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Elkton Bank & Trust Company leads on 4 and Fortera Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.