Side-by-side · Q2 2026 data
Elkton Bank & Trust Company vs Gateway Credit Union
Metric by metric
| Measure | Elkton Bank & Trust Company | Gateway Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 60 |
| Capital cushion | 76 (stronger) | 34 |
| Loan quality | 96 (stronger) | 77 |
| Earnings | 61 (stronger) | 40 |
| Funding & liquidity | 85 | 93 (stronger) |
| Problem-loan coverage | 99 (stronger) | 88 |
| Peer percentile | 82nd | 22nd |
| Total assets | $199.1M | $16.3M |
| Deposits / shares | $168.5M | $14.8M |
| Capital ratio | 12.58% (stronger) | 8.41% |
| Problem loans | 0.12% (stronger) | 0.70% |
| Net charge-offs | 0.02% (stronger) | 0.78% |
| Return on assets | 1.01% (stronger) | 0.51% |
| Loans ÷ deposits | 48.0% (stronger) | 67.7% |
| Uninsured deposits | 29.1% | 0.8% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Elkton Bank & Trust Company has the higher TellerScore (82 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Elkton Bank & Trust Company leads on 6 and Gateway Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.