Side-by-side · Q2 2026 data
Elkton Bank & Trust Company vs Legends Bank
Metric by metric
| Measure | Elkton Bank & Trust Company | Legends Bank |
|---|---|---|
| TellerScore | 82 (stronger) | 71 |
| Capital cushion | 76 (stronger) | 50 |
| Loan quality | 96 | 100 (stronger) |
| Earnings | 61 | 62 (stronger) |
| Funding & liquidity | 85 (stronger) | 56 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 82nd | 47th |
| Total assets | $199.1M | $927.7M |
| Deposits / shares | $168.5M | $824.1M |
| Capital ratio | 12.58% (stronger) | 9.98% |
| Problem loans | 0.12% | 0.00% (stronger) |
| Net charge-offs | 0.02% | -0.00% (stronger) |
| Return on assets | 1.01% | 1.04% (stronger) |
| Loans ÷ deposits | 48.0% (stronger) | 80.4% |
| Uninsured deposits | 29.1% (stronger) | 36.2% |
| Offices | 3 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.4% |
Elkton Bank & Trust Company has the higher TellerScore (82 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Elkton Bank & Trust Company leads on 4 and Legends Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.