The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

The score has been essentially flat from Q2 2025 to Q2 2026 (70 → 71).

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Tennessee

Yes. Legends Bank is an FDIC-insured institution (FDIC certificate #34936). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 36.2% of deposits ($298.3M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 9.98%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.10% (benchmark: 10%).

Check how much of your own balance is covered

Legends Bank lists 9 offices in 5 cities. Most locations:

• Clarksville, TN (5)
• Ashland City, TN (1)
• Brentwood, TN (1)
• Nashville, TN (1)
• Pleasant View, TN (1)

All branch addresses and map

In 2025, Legends Bank reported 549 home-loan applications under HMDA (LEI 549300R0L43GUZ8EW811): 427 originated ($148,955,000 total), 20 denied, and 94 withdrawn or closed by the applicant. Its denial rate on decided applications was 4.4%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Legends Bank

Type

State-chartered bank

FDIC certificate #

34936

RSSD ID

2745426

Primary regulator

FDIC

Holding company

Legends Financial Holdings Inc

Established

November 12, 1998

Headquarters

310 N 1st St, Clarksville, TN 37040

Website

www.legendsbank.com

Employees

133