Side-by-side · Q2 2026 data
Ellafi Federal Credit Union vs 360 Federal Credit Union
Metric by metric
| Measure | Ellafi Federal Credit Union | 360 Federal Credit Union |
|---|---|---|
| TellerScore | 57 | 65 (stronger) |
| Capital cushion | 23 | 45 (stronger) |
| Loan quality | 89 (stronger) | 77 |
| Earnings | 24 | 43 (stronger) |
| Funding & liquidity | 91 | 94 (stronger) |
| Problem-loan coverage | 94 (stronger) | 91 |
| Peer percentile | 14th | 34th |
| Total assets | $178.1M | $324.4M |
| Deposits / shares | $160.9M | $289.4M |
| Capital ratio | 7.29% | 9.53% (stronger) |
| Problem loans | 0.33% (stronger) | 0.68% |
| Net charge-offs | 0.41% | 0.11% (stronger) |
| Return on assets | 0.11% | 0.58% (stronger) |
| Loans ÷ deposits | 69.7% | 66.3% (stronger) |
| Uninsured deposits | 2.6% (stronger) | 8.8% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 25.3% |
360 Federal Credit Union has the higher TellerScore (65 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Ellafi Federal Credit Union leads on 2 and 360 Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.