Side-by-side · Q2 2026 data
Ellafi Federal Credit Union vs General Electric Employees Federal Credit Union
Credit union
General Electric Employees Federal Credit Union
Milford, Connecticut · $100 million – $1 billion
Metric by metric
| Measure | Ellafi Federal Credit Union | General Electric Employees Federal Credit Union |
|---|---|---|
| TellerScore | 57 (stronger) | 56 |
| Capital cushion | 23 | 49 (stronger) |
| Loan quality | 89 (stronger) | 48 |
| Earnings | 24 | 31 (stronger) |
| Funding & liquidity | 91 | 100 (stronger) |
| Problem-loan coverage | 94 (stronger) | 84 |
| Peer percentile | 14th | 13th |
| Total assets | $178.1M | $283.2M |
| Deposits / shares | $160.9M | $255.7M |
| Capital ratio | 7.29% | 9.94% (stronger) |
| Problem loans | 0.33% (stronger) | 1.57% |
| Net charge-offs | 0.41% | 0.22% (stronger) |
| Return on assets | 0.11% | 0.28% (stronger) |
| Loans ÷ deposits | 69.7% | 57.8% (stronger) |
| Uninsured deposits | 2.6% (stronger) | 11.0% |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 15.5% |
Ellafi Federal Credit Union has the higher TellerScore (57 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Ellafi Federal Credit Union leads on 3 and General Electric Employees Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.