General Electric Employees Federal Credit Union is a federal credit union headquartered in Milford, Connecticut, in business for about 86 years. At the end of Q2 2026 it reported $283.2M in total assets and $255.7M in member shares and deposits, with 6 offices across 5 states.
General Electric Employees Federal Credit Union has a TellerScore of 56 out of 100 (moderate) based on Q2 2026 data — higher than only 13% of its 1,341 credit unions with $100 million – $1 billion. Among 64 credit unions headquartered in Connecticut, it ranks 53rd. Funding & liquidity contributes the most (100/100, 58% loans-to-deposits, 11% uninsured); earnings contributes the least (31/100, 0.28%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 3 points (59 → 56), mostly because the loan quality component weakened by 7 points.
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| Quarter | TellerScore |
|---|---|
| Q2 2024 | 64 |
| Q3 2024 | 63 |
| Q4 2024 | 62 |
| Q1 2025 | 62 |
| Q2 2025 | 59 |
| Q3 2025 | 59 |
| Q4 2025 | 60 |
| Q1 2026 | 61 |
| Q2 2026 | 56 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 9.82% |
| Q3 2024 | 9.91% |
| Q4 2024 | 9.99% |
| Q1 2025 | 9.68% |
| Q2 2025 | 9.97% |
| Q3 2025 | 10.16% |
| Q4 2025 | 9.99% |
| Q1 2026 | 9.69% |
| Q2 2026 | 9.94% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.85% |
| Q3 2024 | 0.94% |
| Q4 2024 | 1.09% |
| Q1 2025 | 0.83% |
| Q2 2025 | 1.34% |
| Q3 2025 | 1.47% |
| Q4 2025 | 1.31% |
| Q1 2026 | 0.93% |
| Q2 2026 | 1.57% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.49% |
| Q3 2024 | 0.49% |
| Q4 2024 | 0.46% |
| Q1 2025 | 0.28% |
| Q2 2025 | 0.37% |
| Q3 2025 | 0.42% |
| Q4 2025 | 0.41% |
| Q1 2026 | 0.22% |
| Q2 2026 | 0.28% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 56 | $283.2M | 9.94% | 1.57% | 0.28% | 57.8% |
| Q1 2026 | 61 | $288.0M | 9.69% | 0.93% | 0.22% | 58.8% |
| Q4 2025 | 60 | $277.7M | 9.99% | 1.31% | 0.41% | 61.2% |
| Q3 2025 | 59 | $270.3M | 10.16% | 1.47% | 0.42% | 63.1% |
| Q2 2025 | 59 | $273.9M | 9.97% | 1.34% | 0.37% | 62.4% |
| Q1 2025 | 62 | $278.7M | 9.68% | 0.83% | 0.28% | 60.6% |
| Q4 2024 | 62 | $268.2M | 9.99% | 1.09% | 0.46% | 63.5% |
| Q3 2024 | 63 | $267.6M | 9.91% | 0.94% | 0.49% | 63.3% |
| Q2 2024 | 64 | $268.3M | 9.82% | 0.85% | 0.49% | 61.6% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Connecticut
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| 360 Federal Credit UnionCredit union Windsor Locks, CT | 65 out of 100, Moderate | $324.4M | 9.5% | 0.68% | vs |
| Waterbury Connecticut Teachers Federal Credit UnionCredit union Waterbury, CT | 91 out of 100, Very strong | $365.2M | 17.1% | 0.26% | vs |
| Mutual Security Credit UnionCredit union Shelton, CT | 59 out of 100, Moderate | $385.4M | 8.7% | 0.37% | vs |
| Ellafi Federal Credit UnionCredit union Middletown, CT | 57 out of 100, Moderate | $178.1M | 7.3% | 0.33% | vs |
| Achieve Financial Credit UnionCredit union Berlin, CT | 37 out of 100, Low | $176.0M | 8.4% | 2.30% | vs |
| Fd Community Federal Credit UnionCredit union Waterbury, CT | 68 out of 100, Moderate | $162.7M | 11.1% | 0.89% | vs |
Deposit insurance
Is my money safe at General Electric Employees Federal Credit Union?
Yes. General Electric Employees Federal Credit Union is a federally insured credit union (NCUA charter #4043). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 11.0% of shares and deposits ($28.2M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 9.94%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
6 locations
Branches
General Electric Employees Federal Credit Union lists 6 offices in 6 cities across 5 states. Most locations:
- Bridgeport, CT (1)
- King of Prussia, PA (1)
- Liverpool, NY (1)
- Lynchburg, VA (1)
- Milford, CT (1)
- Ponce, PR (1)
HMDA 2025
Mortgage lending
In 2025, General Electric Employees Federal Credit Union reported 100 home-loan applications under HMDA (LEI 549300H68PK1CZUVUQ73): 81 originated ($11,055,000 total), 15 denied, and 3 withdrawn or closed by the applicant. Its denial rate on decided applications was 15.5%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- General Electric Employees Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 4043
- RSSD ID
- 329475
- Primary regulator
- NCUA
- Established
- 1940
- Headquarters
- 265 Sub Way, Milford, CT 06461
- Employees
- 61
Quick answers
General Electric Employees Federal Credit Union: common questions
Is General Electric Employees Federal Credit Union NCUA insured?
Yes. General Electric Employees Federal Credit Union is a federally insured credit union (NCUA charter #4043). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is General Electric Employees Federal Credit Union's TellerScore?
56 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does General Electric Employees Federal Credit Union have?
6 offices as of the latest NCUA data, in 5 states.
Nearby
Highest-scoring banks and credit unions with branches near Milford
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Waterbury Connecticut Teachers Federal Credit UnionCredit union Waterbury, CT | 91 out of 100, Very strong | $365.2M | 17.1% | 0.26% | vs |
| State Police Credit Union Inc.Credit union Meriden, CT | 91 out of 100, Very strong | $84.0M | 15.1% | 0.06% | vs |
| New Haven Teachers Federal Credit UnionCredit union New Haven, CT | 90 out of 100, Very strong | $10.2M | 32.0% | 0.13% | vs |
| New Haven Firefighters Credit UnionCredit union New Haven, CT | 89 out of 100, Very strong | $5.9M | 26.3% | 0.00% | vs |
| Bridgeport Police Federal Credit UnionCredit union Bridgeport, CT | 86 out of 100, Very strong | $29.6M | 18.7% | 1.65% | vs |
| Sikorsky Financial Credit UnionCredit union Stratford, CT | 84 out of 100, Strong | $1.5B | 12.9% | 0.25% | vs |