Side-by-side · Q2 2026 data
Ellafi Federal Credit Union vs Hartford Federal Credit Union
Metric by metric
| Measure | Ellafi Federal Credit Union | Hartford Federal Credit Union |
|---|---|---|
| TellerScore | 57 | 73 (stronger) |
| Capital cushion | 23 | 80 (stronger) |
| Loan quality | 89 (stronger) | 55 |
| Earnings | 24 | 54 (stronger) |
| Funding & liquidity | 91 | 100 (stronger) |
| Problem-loan coverage | 94 (stronger) | 91 |
| Peer percentile | 14th | 60th |
| Total assets | $178.1M | $159.6M |
| Deposits / shares | $160.9M | $137.0M |
| Capital ratio | 7.29% | 13.02% (stronger) |
| Problem loans | 0.33% (stronger) | 1.34% |
| Net charge-offs | 0.41% | 0.11% (stronger) |
| Return on assets | 0.11% | 0.86% (stronger) |
| Loans ÷ deposits | 69.7% | 52.2% (stronger) |
| Uninsured deposits | 2.6% | 2.2% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 29.2% |
Hartford Federal Credit Union has the higher TellerScore (73 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Ellafi Federal Credit Union leads on 1 and Hartford Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.