Hartford Federal Credit Union (NCUA charter #14388) is based in Hartford, Connecticut. Its Q2 2026 call report shows $159.6M in total assets and $137.0M in member shares and deposits and 4 offices.
Based on its Q2 2026 filing, Hartford Federal Credit Union scores 73/100, which we describe as strong. That is higher than 60% of 1,341 credit unions with $100 million – $1 billion. Among 64 credit unions headquartered in Connecticut, it ranks 28th. Its strongest component is funding & liquidity (100/100; 52% loans-to-deposits, 2% uninsured), and its lowest is earnings (54/100; 0.86%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (74 → 73).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 69 |
| Q3 2024 | 71 |
| Q4 2024 | 71 |
| Q1 2025 | 70 |
| Q2 2025 | 74 |
| Q3 2025 | 77 |
| Q4 2025 | 71 |
| Q1 2026 | 71 |
| Q2 2026 | 73 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 12.22% |
| Q3 2024 | 12.69% |
| Q4 2024 | 12.71% |
| Q1 2025 | 12.37% |
| Q2 2025 | 12.91% |
| Q3 2025 | 13.52% |
| Q4 2025 | 13.10% |
| Q1 2026 | 13.02% |
| Q2 2026 | 13.02% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.37% |
| Q3 2024 | 1.34% |
| Q4 2024 | 1.31% |
| Q1 2025 | 1.30% |
| Q2 2025 | 1.28% |
| Q3 2025 | 1.24% |
| Q4 2025 | 1.55% |
| Q1 2026 | 1.36% |
| Q2 2026 | 1.34% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.68% |
| Q3 2024 | 0.74% |
| Q4 2024 | 0.73% |
| Q1 2025 | 0.66% |
| Q2 2025 | 1.00% |
| Q3 2025 | 1.04% |
| Q4 2025 | 0.91% |
| Q1 2026 | 0.71% |
| Q2 2026 | 0.86% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 73 | $159.6M | 13.02% | 1.34% | 0.86% | 52.2% |
| Q1 2026 | 71 | $156.4M | 13.02% | 1.36% | 0.71% | 52.5% |
| Q4 2025 | 71 | $153.4M | 13.10% | 1.55% | 0.91% | 54.4% |
| Q3 2025 | 77 | $147.6M | 13.52% | 1.24% | 1.04% | 55.7% |
| Q2 2025 | 74 | $151.4M | 12.91% | 1.28% | 1.00% | 52.9% |
| Q1 2025 | 70 | $154.0M | 12.37% | 1.30% | 0.66% | 51.3% |
| Q4 2024 | 71 | $147.8M | 12.71% | 1.31% | 0.73% | 53.8% |
| Q3 2024 | 71 | $146.6M | 12.69% | 1.34% | 0.74% | 52.0% |
| Q2 2024 | 69 | $149.8M | 12.22% | 1.37% | 0.68% | 49.8% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Connecticut
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Fd Community Federal Credit UnionCredit union Waterbury, CT | 68 out of 100, Moderate | $162.7M | 11.1% | 0.89% | vs |
| Achieve Financial Credit UnionCredit union Berlin, CT | 37 out of 100, Low | $176.0M | 8.4% | 2.30% | vs |
| United Business & Industry Federal Credit UnionCredit union Plainville, CT | 77 out of 100, Strong | $141.4M | 11.6% | 0.09% | vs |
| Ellafi Federal Credit UnionCredit union Middletown, CT | 57 out of 100, Moderate | $178.1M | 7.3% | 0.33% | vs |
| Finex Credit UnionCredit union East Hartford, CT | 61 out of 100, Moderate | $134.0M | 8.9% | 0.73% | vs |
| Sound Federal Credit UnionCredit union Norwalk, CT | 53 out of 100, Below average | $115.5M | 7.6% | 1.43% | vs |
Deposit insurance
Is my money safe at Hartford Federal Credit Union?
Yes. Hartford Federal Credit Union is a federally insured credit union (NCUA charter #14388). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 2.2% of shares and deposits ($3.0M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 13.02%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
4 locations
Branches
Hartford Federal Credit Union lists 4 offices in 4 cities. Most locations:
- Hartford, CT (1)
- South Windsor, CT (1)
- Stafford Springs, CT (1)
- West Simsbury, CT (1)
HMDA 2025
Mortgage lending
In 2025, Hartford Federal Credit Union reported 123 home-loan applications under HMDA (LEI 2549009YMLXX9WQWPX05): 75 originated ($9,665,000 total), 31 denied, and 17 withdrawn or closed by the applicant. Its denial rate on decided applications was 29.2%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Hartford Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 14388
- RSSD ID
- 479688
- Primary regulator
- NCUA
- Established
- 1961
- Headquarters
- 964 Asylum Ave, Hartford, CT 06105
- Employees
- 38
Quick answers
Hartford Federal Credit Union: common questions
Is Hartford Federal Credit Union NCUA insured?
Yes. Hartford Federal Credit Union is a federally insured credit union (NCUA charter #14388). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Hartford Federal Credit Union's TellerScore?
73 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Hartford Federal Credit Union have?
4 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Hartford
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Stafford Savings BankBank Stafford Springs, CT | 95 out of 100, Very strong | $507.0M | 50.6% | 0.56% | vs |
| State Police Credit Union Inc.Credit union Meriden, CT | 91 out of 100, Very strong | $84.0M | 15.1% | 0.06% | vs |
| Ct Firefighters Federal Credit UnionCredit union Hartford, CT | 85 out of 100, Very strong | $34.7M | 11.6% | 0.00% | vs |
| The Torrington Savings BankBank Torrington, CT | 82 out of 100, Strong | $1.0B | 19.0% | 0.14% | vs |
| Kief Protective Mutual Benefit Ass. Credit UnionCredit union Bloomfield, CT | 80 out of 100, Strong | $605K | 22.2% | 0.00% | vs |
| Liberty BankBank Middletown, CT | 79 out of 100, Strong | $9.4B | 13.4% | 0.32% | vs |