Side-by-side · Q2 2026 data
Elliott Community Federal Credit Union vs Penn Federal Credit Union
Credit union
Elliott Community Federal Credit Union
Jeannette, Pennsylvania · Under $100 million in assets
Credit union
Penn Federal Credit Union
Philadelphia, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Elliott Community Federal Credit Union | Penn Federal Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 71 |
| Capital cushion | 100 | 100 |
| Loan quality | 87 (stronger) | 33 |
| Earnings | 55 (stronger) | 41 |
| Funding & liquidity | 87 | 100 (stronger) |
| Problem-loan coverage | 97 (stronger) | 95 |
| Peer percentile | 80th | 42nd |
| Total assets | $53.7M | $54.1M |
| Deposits / shares | $45.6M | $39.3M |
| Capital ratio | 15.15% | 24.81% (stronger) |
| Problem loans | 0.38% (stronger) | 2.02% |
| Net charge-offs | -0.02% (stronger) | 1.40% |
| Return on assets | 0.86% (stronger) | 0.52% |
| Loans ÷ deposits | 72.9% | 44.1% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 4.6% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Elliott Community Federal Credit Union has the higher TellerScore (86 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Elliott Community Federal Credit Union leads on 5 and Penn Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.