TellerScore

Elliott Community Federal Credit Union is a federal credit union headquartered in Jeannette, Pennsylvania, in business for about 91 years. At the end of Q2 2026 it reported $53.7M in total assets and $45.6M in member shares and deposits, with 3 offices.

Based on its Q2 2026 filing, Elliott Community Federal Credit Union scores 86/100, which we describe as very strong. That is higher than 80% of 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 65th. Its strongest component is capital cushion (100/100; 15.15%), and its lowest is earnings (55/100; 0.86%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 15.15%
Loan quality87/100
Loans 60+ days delinquent ÷ total loans: 0.38%
Earnings55/100
Return on assets (annualized): 0.86%
Funding & liquidity87/100
Loans ÷ shares: 72.9% · 0.0% uninsured
Problem-loan coverage97/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.55%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (86 → 86).

TellerScore
778287Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202477
Q3 202478
Q4 202486
Q1 202584
Q2 202586
Q3 202587
Q4 202584
Q1 202684
Q2 202686
Net worth ratio
7.00%11.07%15.15%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202413.42%
Q3 202413.86%
Q4 202414.07%
Q1 202513.83%
Q2 202514.20%
Q3 202514.68%
Q4 202515.09%
Q1 202614.74%
Q2 202615.15%
Delinquent loans (60+ days)
0.37%0.72%1.07%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.87%
Q3 20241.07%
Q4 20240.42%
Q1 20250.41%
Q2 20250.47%
Q3 20250.37%
Q4 20250.77%
Q1 20260.39%
Q2 20260.38%
Return on assets
0.72%0.99%1.25%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.92%
Q3 20241.15%
Q4 20241.25%
Q1 20251.10%
Q2 20251.19%
Q3 20251.16%
Q4 20251.18%
Q1 20260.72%
Q2 20260.86%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202686$53.7M15.15%0.38%0.86%72.9%
Q1 202684$54.3M14.74%0.39%0.72%70.9%
Q4 202584$52.3M15.09%0.77%1.18%73.6%
Q3 202587$52.8M14.68%0.37%1.16%71.9%
Q2 202586$53.6M14.20%0.47%1.19%68.6%
Q1 202584$53.8M13.83%0.41%1.10%67.4%
Q4 202486$51.8M14.07%0.42%1.25%71.2%
Q3 202478$51.1M13.86%1.07%1.15%72.6%
Q2 202477$51.5M13.42%0.87%0.92%68.7%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio15.15%
55th
Problem loans0.38%
64th
Net charge-offs-0.02%
88th
Return on assets0.86%
61st
Loans to deposits72.9%
29th
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio1.6%
58th

Similar-size credit unions in Pennsylvania

InstitutionScoreAssetsCapitalProblem loansCompare
Moonlight Federal Credit UnionCredit union Worthington, PA94 out of 100, Very strong$53.6M17.9%0.06%vs
Penn Federal Credit UnionCredit union Philadelphia, PA71 out of 100, Strong$54.1M24.8%2.02%vs
Glatco Credit UnionCredit union Spring Grove, PA90 out of 100, Very strong$54.1M16.2%0.79%vs
Lancaster Red Rose Credit UnionCredit union Leola, PA92 out of 100, Very strong$54.8M14.9%0.61%vs
Firstenergy Choice Federal Credit UnionCredit union Greensburg, PA93 out of 100, Very strong$51.6M21.3%0.19%vs
Forge Federal Credit UnionCredit union Upper Darby, PA82 out of 100, Strong$55.9M20.5%1.83%vs

Deposit insurance

Is my money safe at Elliott Community Federal Credit Union?

Yes. Elliott Community Federal Credit Union is a federally insured credit union (NCUA charter #390). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 15.15%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Elliott Community Federal Credit Union lists 3 offices in 2 cities. Most locations:

  • Jeannette, PA (2)
  • Cranberry Twp, PA (1)

All branch addresses and map

Identity & history

Profile

Legal name
Elliott Community Federal Credit Union
Type
Federal credit union
NCUA charter #
390
RSSD ID
727370
Primary regulator
NCUA
Established
1935
Headquarters
920 North Fourth Street, Jeannette, PA 15644
Employees
26

Quick answers

Elliott Community Federal Credit Union: common questions

Is Elliott Community Federal Credit Union NCUA insured?

Yes. Elliott Community Federal Credit Union is a federally insured credit union (NCUA charter #390). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Elliott Community Federal Credit Union's TellerScore?

86 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Elliott Community Federal Credit Union have?

3 offices as of the latest NCUA data.

Nearby

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