Side-by-side · Q2 2026 data
Elysian Bank vs FM Bank
Metric by metric
| Measure | Elysian Bank | FM Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 66 |
| Capital cushion | 72 (stronger) | 27 |
| Loan quality | 75 | 100 (stronger) |
| Earnings | 96 (stronger) | 77 |
| Funding & liquidity | 66 (stronger) | 49 |
| Problem-loan coverage | 91 | 97 (stronger) |
| Peer percentile | 63rd | 31st |
| Total assets | $76.0M | $738.4M |
| Deposits / shares | $66.4M | $636.1M |
| Capital ratio | 12.25% (stronger) | 7.66% |
| Problem loans | 0.74% | 0.00% (stronger) |
| Net charge-offs | 0.01% | -0.00% (stronger) |
| Return on assets | 1.90% (stronger) | 1.42% |
| Loans ÷ deposits | 86.9% | 77.3% (stronger) |
| Uninsured deposits | 21.7% (stronger) | 45.4% |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Elysian Bank has the higher TellerScore (79 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Elysian Bank leads on 4 and FM Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.