Side-by-side · Q2 2026 data
Elysian Bank vs Janesville State Bank
Metric by metric
| Measure | Elysian Bank | Janesville State Bank |
|---|---|---|
| TellerScore | 79 | 81 (stronger) |
| Capital cushion | 72 (stronger) | 64 |
| Loan quality | 75 | 100 (stronger) |
| Earnings | 96 (stronger) | 82 |
| Funding & liquidity | 66 | 69 (stronger) |
| Problem-loan coverage | 91 | 100 (stronger) |
| Peer percentile | 63rd | 68th |
| Total assets | $76.0M | $98.8M |
| Deposits / shares | $66.4M | $84.1M |
| Capital ratio | 12.25% (stronger) | 11.44% |
| Problem loans | 0.74% | 0.00% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.90% (stronger) | 1.54% |
| Loans ÷ deposits | 86.9% | 82.7% (stronger) |
| Uninsured deposits | 21.7% (stronger) | 23.2% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Janesville State Bank has the higher TellerScore (81 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Elysian Bank leads on 3 and Janesville State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.