Side-by-side · Q2 2026 data
Elysian Bank vs Minnesota Valley Federal Credit Union
Credit union
Minnesota Valley Federal Credit Union
Mankato, Minnesota · $100 million – $1 billion
Metric by metric
| Measure | Elysian Bank | Minnesota Valley Federal Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 77 |
| Capital cushion | 72 (stronger) | 65 |
| Loan quality | 75 | 81 (stronger) |
| Earnings | 96 (stronger) | 63 |
| Funding & liquidity | 66 | 100 (stronger) |
| Problem-loan coverage | 91 | 95 (stronger) |
| Peer percentile | 63rd | 71st |
| Total assets | $76.0M | $329.0M |
| Deposits / shares | $66.4M | $289.7M |
| Capital ratio | 12.25% (stronger) | 11.48% |
| Problem loans | 0.74% | 0.56% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.11% |
| Return on assets | 1.90% (stronger) | 1.06% |
| Loans ÷ deposits | 86.9% | 58.1% (stronger) |
| Uninsured deposits | 21.7% | 4.6% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.2% |
Elysian Bank has the higher TellerScore (79 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Elysian Bank leads on 4 and Minnesota Valley Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.