Side-by-side · Q2 2026 data
Em Federal Credit Union vs Greenwich Municipal Employees Federal Credit Union
Credit union
Greenwich Municipal Employees Federal Credit Union
Greenwich, Connecticut · Under $100 million in assets
Metric by metric
| Measure | Em Federal Credit Union | Greenwich Municipal Employees Federal Credit Union |
|---|---|---|
| TellerScore | 86 | 89 (stronger) |
| Capital cushion | 100 (stronger) | 95 |
| Loan quality | 92 (stronger) | 71 |
| Earnings | 47 | 90 (stronger) |
| Funding & liquidity | 90 | 100 (stronger) |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 80th | 87th |
| Total assets | $11.7M | $32.6M |
| Deposits / shares | $9.8M | $27.7M |
| Capital ratio | 15.65% (stronger) | 14.53% |
| Problem loans | 0.24% (stronger) | 0.87% |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 0.67% | 1.75% (stronger) |
| Loans ÷ deposits | 70.7% | 33.0% (stronger) |
| Uninsured deposits | 2.6% (stronger) | 5.4% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Greenwich Municipal Employees Federal Credit Union has the higher TellerScore (89 vs 86). On the 7 directional measures above (where higher or lower is clearly better), Em Federal Credit Union leads on 4 and Greenwich Municipal Employees Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.