Side-by-side · Q2 2026 data
Emerald Credit Association Federal Credit Union vs Anmed Federal Credit Union
Credit union
Emerald Credit Association Federal Credit Union
Greenwood, South Carolina · Under $100 million in assets
Credit union
Anmed Federal Credit Union
Anderson, South Carolina · Under $100 million in assets
Metric by metric
| Measure | Emerald Credit Association Federal Credit Union | Anmed Federal Credit Union |
|---|---|---|
| TellerScore | 64 | 86 (stronger) |
| Capital cushion | 34 | 93 (stronger) |
| Loan quality | 100 (stronger) | 97 |
| Earnings | 34 | 54 (stronger) |
| Funding & liquidity | 83 | 88 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 28th | 80th |
| Total assets | $10.3M | $16.5M |
| Deposits / shares | $9.4M | $14.2M |
| Capital ratio | 8.39% | 14.29% (stronger) |
| Problem loans | 0.00% (stronger) | 0.08% |
| Net charge-offs | 0.22% | 0.02% (stronger) |
| Return on assets | 0.35% | 0.85% (stronger) |
| Loans ÷ deposits | 77.3% | 71.9% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Anmed Federal Credit Union has the higher TellerScore (86 vs 64). On the 6 directional measures above (where higher or lower is clearly better), Emerald Credit Association Federal Credit Union leads on 1 and Anmed Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.