Side-by-side · Q2 2026 data
Emerald Empire Federal Credit Union vs Radio Cab Credit Union
Credit union
Emerald Empire Federal Credit Union
Springfield, Oregon · Under $100 million in assets
Metric by metric
| Measure | Emerald Empire Federal Credit Union | Radio Cab Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 60 |
| Capital cushion | 100 | 100 |
| Loan quality | 79 (stronger) | 9 |
| Earnings | 17 (stronger) | 15 |
| Funding & liquidity | 68 | 100 (stronger) |
| Problem-loan coverage | 95 (stronger) | 93 |
| Peer percentile | 47th | 22nd |
| Total assets | $28.8M | $3.7M |
| Deposits / shares | $22.8M | $2.7M |
| Capital ratio | 20.16% | 24.93% (stronger) |
| Problem loans | 0.64% (stronger) | 2.72% |
| Net charge-offs | 0.67% | -0.44% (stronger) |
| Return on assets | -0.08% (stronger) | -0.12% |
| Loans ÷ deposits | 92.0% | 45.7% (stronger) |
| Uninsured deposits | 0.3% (stronger) | 7.8% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Emerald Empire Federal Credit Union has the higher TellerScore (73 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Emerald Empire Federal Credit Union leads on 4 and Radio Cab Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.