TellerScore

Radio Cab Credit Union is a federally insured state-chartered credit union headquartered in Portland, Oregon, in business for about 78 years. At the end of Q2 2026 it reported $3.7M in total assets and $2.7M in member shares and deposits, with 1 office.

Radio Cab Credit Union has a TellerScore of 60 out of 100 (moderate) based on Q2 2026 data — higher than only 22% of its 2,479 credit unions with under $100 million in assets. Among 47 credit unions headquartered in Oregon, it ranks 36th. Capital cushion contributes the most (100/100, 24.93%); loan quality contributes the least (9/100, 2.72%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 24.93%
Loan quality9/100
Loans 60+ days delinquent ÷ total loans: 2.72%
Earnings15/100
Return on assets (annualized): -0.12%
Funding & liquidity100/100
Loans ÷ shares: 45.7% · 7.8% uninsured
Problem-loan coverage93/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 3.54%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 15 points (75 → 60), mostly because the loan quality component weakened by 55 points.

TellerScore
607589Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202489
Q3 202463
Q4 202463
Q1 202582
Q2 202575
Q3 202577
Q4 202567
Q1 202671
Q2 202660
Net worth ratio
7.00%16.51%26.01%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202426.01%
Q3 202426.00%
Q4 202425.53%
Q1 202525.44%
Q2 202525.78%
Q3 202525.45%
Q4 202525.45%
Q1 202625.71%
Q2 202624.93%
Delinquent loans (60+ days)
0.10%5.62%11.15%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.10%
Q3 202411.15%
Q4 20246.89%
Q1 20250.21%
Q2 20251.09%
Q3 20250.81%
Q4 20252.09%
Q1 20261.46%
Q2 20262.72%
Return on assets
-0.12%0.33%0.77%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.77%
Q3 20240.68%
Q4 20240.63%
Q1 20250.03%
Q2 20250.06%
Q3 20250.06%
Q4 20250.09%
Q1 2026-0.10%
Q2 2026-0.12%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202660$3.7M24.93%2.72%-0.12%45.7%
Q1 202671$3.6M25.71%1.46%-0.10%42.5%
Q4 202567$3.6M25.45%2.09%0.09%37.7%
Q3 202577$3.6M25.45%0.81%0.06%35.6%
Q2 202575$3.6M25.78%1.09%0.06%30.4%
Q1 202582$3.6M25.44%0.21%0.03%30.6%
Q4 202463$3.6M25.53%6.89%0.63%33.1%
Q3 202463$3.5M26.00%11.15%0.68%31.8%
Q2 202489$3.5M26.01%0.10%0.77%33.3%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio24.93%
88th
Problem loans2.72%
14th
Net charge-offs-0.44%
98th
Return on assets-0.12%
16th
Loans to deposits45.7%
70th
Uninsured deposits7.8%
11th
Loan-loss reserves3.06%
93rd
Texas ratio3.5%
39th

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Opc Federal Credit UnionCredit union Durkee, OR79 out of 100, Strong$2.8M14.8%1.63%vs
South Coast Ilwu Federal Credit UnionCredit union North Bend, OR89 out of 100, Very strong$18.5M18.2%0.00%vs
Ibew/Sj Cascade Federal Credit UnionCredit union Salem, OR82 out of 100, Strong$22.5M14.1%1.31%vs
Emerald Empire Federal Credit UnionCredit union Springfield, OR73 out of 100, Strong$28.8M20.2%0.64%vs
Gateway Credit UnionCredit union Springfield, OR83 out of 100, Strong$31.4M21.9%0.36%vs

Deposit insurance

Is my money safe at Radio Cab Credit Union?

Yes. Radio Cab Credit Union is a federally insured credit union (NCUA charter #63903). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 7.8% of shares and deposits ($212K) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 24.93%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Radio Cab Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Radio Cab Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
63903
RSSD ID
731292
Primary regulator
State + NCUA
Established
1948
Headquarters
1613 Nw Kearney St, Portland, OR 97209
Employees
1

Quick answers

Radio Cab Credit Union: common questions

Is Radio Cab Credit Union NCUA insured?

Yes. Radio Cab Credit Union is a federally insured credit union (NCUA charter #63903). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Radio Cab Credit Union's TellerScore?

60 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Radio Cab Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Portland

InstitutionScoreAssetsCapitalProblem loansCompare
Longshoremen'S Local 4 Federal Credit UnionCredit union Vancouver, WA94 out of 100, Very strong$39.3M23.8%0.33%vs
Operating Engineers Local Union #3 Federal Credit UnionCredit union Livermore, CA92 out of 100, Very strong$1.7B15.5%0.60%vs
Consolidated Federal Credit UnionCredit union Portland, OR88 out of 100, Very strong$833.7M15.3%0.27%vs
Cascade Federal Credit UnionCredit union Kent, WA88 out of 100, Very strong$392.6M13.3%0.79%vs
First Community Credit UnionCredit union Coquille, OR86 out of 100, Very strong$1.9B13.3%0.04%vs
Castparts Employees Federal Credit UnionCredit union Portland, OR85 out of 100, Very strong$79.9M15.7%0.84%vs