Side-by-side · Q2 2026 data
Emigrant Mercantile Bank vs B.S. and C.P. Hospitals Employees Federal Credit Union
Credit union
B.S. and C.P. Hospitals Employees Federal Credit Union
Bronx, New York · Under $100 million in assets
Metric by metric
| Measure | Emigrant Mercantile Bank | B.S. and C.P. Hospitals Employees Federal Credit Union |
|---|---|---|
| TellerScore | 80 | 93 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 100 | 100 |
| Earnings | 31 | 100 (stronger) |
| Funding & liquidity | 61 (stronger) | 50 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 66th | 94th |
| Total assets | $3.5M | $1.0M |
| Deposits / shares | $500K | $667K |
| Capital ratio | 85.67% (stronger) | 34.20% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.29% | 2.52% (stronger) |
| Loans ÷ deposits | 0.0% (stronger) | 134.6% |
| Uninsured deposits | 50.0% | 0.0% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
B.S. and C.P. Hospitals Employees Federal Credit Union has the higher TellerScore (93 vs 80). On the 5 directional measures above (where higher or lower is clearly better), Emigrant Mercantile Bank leads on 2 and B.S. and C.P. Hospitals Employees Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.