TellerScore

B.S. and C.P. Hospitals Employees Federal Credit Union (NCUA charter #20585) is based in Bronx, New York. Its Q2 2026 call report shows $1.0M in total assets and $667K in member shares and deposits and 2 offices.

Based on its Q2 2026 filing, B.S. and C.P. Hospitals Employees Federal Credit Union scores 93/100, which we describe as very strong. That is higher than 94% of 2,479 credit unions with under $100 million in assets. Among 268 credit unions headquartered in New York, it ranks 18th. Its strongest component is capital cushion (100/100; 34.20%), and its lowest is funding & liquidity (50/100; 135% loans-to-deposits, 0% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 34.20%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings100/100
Return on assets (annualized): 2.52%
Funding & liquidity50/100
Loans ÷ shares: 134.6% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (93 → 93).

TellerScore
738393Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202493
Q3 202493
Q4 202473
Q1 202593
Q2 202593
Q3 202593
Q4 202577
Q1 202689
Q2 202693
Net worth ratio
7.00%24.50%42.00%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202437.56%
Q3 202442.00%
Q4 202433.68%
Q1 202534.90%
Q2 202531.70%
Q3 202533.99%
Q4 202533.04%
Q1 202633.80%
Q2 202634.20%
Delinquent loans (60+ days)
-1.00%0.00%1.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
-0.99%1.58%4.15%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20242.20%
Q3 20242.04%
Q4 2024-0.99%
Q1 20254.15%
Q2 20253.01%
Q3 20252.48%
Q4 20250.11%
Q1 20261.53%
Q2 20262.52%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202693$1.0M34.20%0.00%2.52%134.6%
Q1 202689$999K33.80%0.00%1.53%143.6%
Q4 202577$1.0M33.04%0.00%0.11%133.2%
Q3 202593$1.0M33.99%0.00%2.48%141.3%
Q2 202593$1.1M31.70%0.00%3.01%122.2%
Q1 202593$983K34.90%0.00%4.15%140.8%
Q4 202473$988K33.68%0.00%-0.99%138.1%
Q3 202493$846K42.00%0.00%2.04%153.4%
Q2 202493$939K37.56%0.00%2.20%125.4%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio34.20%
96th
Problem loans0.00%
94th
Net charge-offs0.00%
77th
Return on assets2.52%
97th
Loans to deposits134.6%
0th
Uninsured deposits0.0%
81st
Loan-loss reserves0.11%
74th
Texas ratio0.0%
93rd

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InstitutionScoreAssetsCapitalProblem loansCompare
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Deposit insurance

Is my money safe at B.S. and C.P. Hospitals Employees Federal Credit Union?

Yes. B.S. and C.P. Hospitals Employees Federal Credit Union is a federally insured credit union (NCUA charter #20585). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 34.20%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

B.S. and C.P. Hospitals Employees Federal Credit Union lists 2 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
B.S. and C.P. Hospitals Employees Federal Credit Union
Type
Federal credit union
NCUA charter #
20585
RSSD ID
40480
Primary regulator
NCUA
Established
1971
Headquarters
1500 Waters Place, Bronx, NY 10461
Employees
5

Quick answers

B.S. and C.P. Hospitals Employees Federal Credit Union: common questions

Is B.S. and C.P. Hospitals Employees Federal Credit Union NCUA insured?

Yes. B.S. and C.P. Hospitals Employees Federal Credit Union is a federally insured credit union (NCUA charter #20585). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is B.S. and C.P. Hospitals Employees Federal Credit Union's TellerScore?

93 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does B.S. and C.P. Hospitals Employees Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Bronx

InstitutionScoreAssetsCapitalProblem loansCompare
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Paul Quinn Federal Credit UnionCredit union Jamaica, NY93 out of 100, Very strong$358K26.1%0.00%vs
Gha Federal Credit UnionCredit union Greenwich, CT91 out of 100, Very strong$29.7M17.5%0.56%vs
NorthEast Community BankBank White Plains, NY90 out of 100, Very strong$2.1B17.3%0.00%vs