Side-by-side · Q2 2026 data
Empire State Bank vs NewBank
Metric by metric
| Measure | Empire State Bank | NewBank |
|---|---|---|
| TellerScore | 59 (stronger) | 58 |
| Capital cushion | 51 | 100 (stronger) |
| Loan quality | 70 (stronger) | 12 |
| Earnings | 52 | 53 (stronger) |
| Funding & liquidity | 50 (stronger) | 49 |
| Problem-loan coverage | 86 (stronger) | 75 |
| Peer percentile | 17th | 16th |
| Total assets | $617.8M | $618.0M |
| Deposits / shares | $511.6M | $517.7M |
| Capital ratio | 10.13% | 15.00% (stronger) |
| Problem loans | 0.91% (stronger) | 2.65% |
| Net charge-offs | -0.02% (stronger) | 0.69% |
| Return on assets | 0.80% | 0.83% (stronger) |
| Loans ÷ deposits | 102.9% | 88.6% (stronger) |
| Uninsured deposits | 21.4% (stronger) | 35.6% |
| Offices | 5 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Empire State Bank has the higher TellerScore (59 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Empire State Bank leads on 4 and NewBank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.