TellerScore

NewBank (FDIC certificate #58203) is based in Flushing, New York. Its Q2 2026 call report shows $618.0M in total assets and $517.7M in deposits and 7 offices across 3 states.

Based on its Q2 2026 filing, NewBank scores 58/100, which we describe as moderate. That is higher than only 16% of 2,650 banks with $100 million – $1 billion. Among 121 banks headquartered in New York, it ranks 81st. Its strongest component is capital cushion (100/100; 15.00%), and its lowest is loan quality (12/100; 2.65%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Tier 1 leverage ratio: 15.00%
Loan quality12/100
Noncurrent loans ÷ total loans: 2.65%
Earnings53/100
Return on assets (annualized): 0.83%
Funding & liquidity49/100
Loans ÷ deposits and uninsured-deposit share: 88.6% · 35.6% uninsured
Problem-loan coverage75/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 12.68%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 12 points (70 → 58), mostly because the loan quality component weakened by 32 points.

TellerScore
516170Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202461
Q3 202458
Q4 202469
Q1 202568
Q2 202570
Q3 202569
Q4 202558
Q1 202651
Q2 202658
Tier 1 leverage ratio
5.00%10.00%15.00%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202412.00%
Q3 202412.31%
Q4 202412.66%
Q1 202513.23%
Q2 202513.86%
Q3 202513.73%
Q4 202514.18%
Q1 202614.35%
Q2 202615.00%
Noncurrent loans
1.55%2.33%3.12%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20242.11%
Q3 20242.62%
Q4 20241.58%
Q1 20251.55%
Q2 20251.69%
Q3 20251.74%
Q4 20253.12%
Q1 20263.02%
Q2 20262.65%
Return on assets
0.43%0.94%1.45%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.39%
Q3 20241.45%
Q4 20241.43%
Q1 20251.11%
Q2 20251.34%
Q3 20251.43%
Q4 20251.32%
Q1 20260.43%
Q2 20260.83%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202658$618.0M15.00%2.65%0.83%88.6%
Q1 202651$614.3M14.35%3.02%0.43%83.8%
Q4 202558$637.1M14.18%3.12%1.32%79.2%
Q3 202569$636.4M13.73%1.74%1.43%78.0%
Q2 202570$633.3M13.86%1.69%1.34%76.1%
Q1 202568$620.9M13.23%1.55%1.11%73.0%
Q4 202469$660.0M12.66%1.58%1.43%66.9%
Q3 202458$668.0M12.31%2.62%1.45%67.8%
Q2 202461$654.2M12.00%2.11%1.39%68.5%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio15.00%
87th
Total risk-based capital0.00%
24th
Problem loans2.65%
8th
Net charge-offs0.69%
3rd
Return on assets0.83%
25th
Net interest margin4.26%
68th
Efficiency ratio59.6%
58th
Loans to deposits88.6%
29th
Uninsured deposits35.6%
16th
Loan-loss reserves1.47%
77th
Texas ratio12.7%
13th

Similar-size banks in New York

InstitutionScoreAssetsCapitalProblem loansCompare
Empire State BankBank Staten Island, NY59 out of 100, Moderate$617.8M10.1%0.91%vs
Tioga State Bank National AssociationBank Spencer, NY71 out of 100, Strong$625.2M11.4%1.00%vs
Spring BankBank Bronx, NY85 out of 100, Very strong$641.0M14.6%0.60%vs
Modern Bank, National AssociationBank New York, NY30 out of 100, Low$648.5M9.6%5.60%vs
Carver Federal Savings BankBank New York, NY23 out of 100, Low$658.1M8.7%3.46%vs
Geddes Federal Savings and Loan AssociationBank Syracuse, NY74 out of 100, Strong$685.7M14.7%0.44%vs

Deposit insurance

Is my money safe at NewBank?

Yes. NewBank is an FDIC-insured institution (FDIC certificate #58203). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 35.6% of deposits ($184.1M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 15.00%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

7 locations

Branches

NewBank lists 7 offices in 6 cities across 3 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
NewBank
Type
State-chartered bank
FDIC certificate #
58203
RSSD ID
3472859
Primary regulator
FDIC
Established
September 29, 2006
Headquarters
14601 Northern Blvd, Flushing, NY 11354
Employees
67

Quick answers

NewBank: common questions

Is NewBank FDIC insured?

Yes. NewBank is an FDIC-insured institution (FDIC certificate #58203). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is NewBank's TellerScore?

58 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has NewBank ever failed?

There is no failure record for FDIC certificate #58203 in the FDIC failed bank list.

How many branches does NewBank have?

7 offices as of the latest FDIC data, in 3 states.

Nearby

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