Side-by-side · Q2 2026 data
Employees Choice Federal Credit Union vs Center City Community Credit Union
Credit union
Employees Choice Federal Credit Union
El Cajon, California · Under $100 million in assets
Credit union
Center City Community Credit Union
Buena Park, California · Under $100 million in assets
Metric by metric
| Measure | Employees Choice Federal Credit Union | Center City Community Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 62 |
| Capital cushion | 62 (stronger) | 37 |
| Loan quality | 100 (stronger) | 97 |
| Earnings | 58 (stronger) | 9 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 65th | 24th |
| Total assets | $24.6M | $26.2M |
| Deposits / shares | $21.7M | $23.4M |
| Capital ratio | 11.15% (stronger) | 8.66% |
| Problem loans | 0.00% (stronger) | 0.10% |
| Net charge-offs | -0.01% (stronger) | 0.11% |
| Return on assets | 0.95% (stronger) | -0.28% |
| Loans ÷ deposits | 41.6% (stronger) | 55.8% |
| Uninsured deposits | 11.8% | 4.2% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Employees Choice Federal Credit Union has the higher TellerScore (80 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Employees Choice Federal Credit Union leads on 6 and Center City Community Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.