TellerScore

Headquartered in Buena Park, California, Center City Community Credit Union is a federally insured state-chartered credit union with $26.2M in total assets and $23.4M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1936.

Center City Community Credit Union has a TellerScore of 62 out of 100 (moderate) based on Q2 2026 data — higher than only 24% of its 2,479 credit unions with under $100 million in assets. Among 238 credit unions headquartered in California, it ranks 169th. Funding & liquidity contributes the most (100/100, 56% loans-to-deposits, 4% uninsured); earnings contributes the least (9/100, -0.28%).

TellerScore · Q2 2026

Scorecard

Capital cushion37/100
Net worth ratio: 8.66%
Loan quality97/100
Loans 60+ days delinquent ÷ total loans: 0.10%
Earnings9/100
Return on assets (annualized): -0.28%
Funding & liquidity100/100
Loans ÷ shares: 55.8% · 4.2% uninsured
Problem-loan coverage99/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.59%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 7 points (69 → 62), mostly because the earnings component weakened by 30 points.

TellerScore
596571Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202464
Q3 202464
Q4 202459
Q1 202571
Q2 202569
Q3 202567
Q4 202567
Q1 202665
Q2 202662
Net worth ratio
7.00%8.12%9.24%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20248.73%
Q3 20248.65%
Q4 20248.73%
Q1 20258.95%
Q2 20259.11%
Q3 20259.16%
Q4 20259.24%
Q1 20269.12%
Q2 20268.66%
Delinquent loans (60+ days)
0.00%0.19%0.38%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.02%
Q3 20240.02%
Q4 20240.38%
Q1 20250.04%
Q2 20250.10%
Q3 20250.19%
Q4 20250.00%
Q1 20260.16%
Q2 20260.10%
Return on assets
-0.29%0.20%0.70%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.08%
Q3 2024-0.15%
Q4 2024-0.29%
Q1 20250.70%
Q2 20250.47%
Q3 20250.22%
Q4 20250.04%
Q1 20260.03%
Q2 2026-0.28%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202662$26.2M8.66%0.10%-0.28%55.8%
Q1 202665$25.3M9.12%0.16%0.03%58.6%
Q4 202567$24.9M9.24%0.00%0.04%58.7%
Q3 202567$25.5M9.16%0.19%0.22%57.2%
Q2 202569$25.9M9.11%0.10%0.47%56.9%
Q1 202571$26.2M8.95%0.04%0.70%53.9%
Q4 202459$26.3M8.73%0.38%-0.29%54.1%
Q3 202464$27.2M8.65%0.02%-0.15%51.3%
Q2 202464$27.2M8.73%0.02%-0.08%50.9%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.66%
7th
Problem loans0.10%
80th
Net charge-offs0.11%
56th
Return on assets-0.28%
14th
Loans to deposits55.8%
54th
Uninsured deposits4.2%
26th
Loan-loss reserves0.00%
37th
Texas ratio0.6%
73rd

Similar-size credit unions in California

InstitutionScoreAssetsCapitalProblem loansCompare
Fresno Grangers Federal Credit UnionCredit union Fresno, CA98 out of 100, Very strong$25.9M24.6%0.00%vs
Employees Choice Federal Credit UnionCredit union El Cajon, CA80 out of 100, Strong$24.6M11.2%0.00%vs
Mattel Federal Credit UnionCredit union El Segundo, CA74 out of 100, Strong$28.1M11.4%0.11%vs
Northern Redwood Federal Credit UnionCredit union Arcata, CA48 out of 100, Below average$23.7M7.9%1.07%vs
Slo Credit UnionCredit union San Luis Obispo, CA77 out of 100, Strong$29.1M14.5%0.20%vs
Ontario Public Employees Federal Credit UnionCredit union Ontario, CA87 out of 100, Very strong$23.2M15.5%1.02%vs

Deposit insurance

Is my money safe at Center City Community Credit Union?

Yes. Center City Community Credit Union is a federally insured credit union (NCUA charter #68052). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.2% of shares and deposits ($982K) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 8.66%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Center City Community Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Center City Community Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
68052
RSSD ID
688592
Primary regulator
State + NCUA
Established
1936
Headquarters
6281 Beach Blvd., Suite 87, Buena Park, CA 90621
Employees
5

Quick answers

Center City Community Credit Union: common questions

Is Center City Community Credit Union NCUA insured?

Yes. Center City Community Credit Union is a federally insured credit union (NCUA charter #68052). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Center City Community Credit Union's TellerScore?

62 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Center City Community Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Buena Park

InstitutionScoreAssetsCapitalProblem loansCompare
The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA100 out of 100, Very strong$1.4B63.5%0.00%vs
Capital Bank and Trust CompanyBank Irvine, CA94 out of 100, Very strong$266.1M79.3%0.00%vs
Operating Engineers Local Union #3 Federal Credit UnionCredit union Livermore, CA92 out of 100, Very strong$1.7B15.5%0.60%vs
Long Beach Firemen S Credit UnionCredit union Long Beach, CA91 out of 100, Very strong$201.5M29.4%0.02%vs
Santa Ana Federal Credit UnionCredit union Santa Ana, CA90 out of 100, Very strong$111.6M13.5%0.06%vs
California International Bank, N.A.Bank Westminster, CA89 out of 100, Very strong$120.9M13.5%0.00%vs