Side-by-side · Q2 2026 data
Employees Credit Union vs Premier Credit Union
Metric by metric
| Measure | Employees Credit Union | Premier Credit Union |
|---|---|---|
| TellerScore | 70 (stronger) | 51 |
| Capital cushion | 100 (stronger) | 36 |
| Loan quality | 0 | 64 (stronger) |
| Earnings | 84 (stronger) | 34 |
| Funding & liquidity | 100 (stronger) | 63 |
| Problem-loan coverage | 85 (stronger) | 78 |
| Peer percentile | 51st | 7th |
| Total assets | $203.4M | $382.9M |
| Deposits / shares | $164.1M | $346.4M |
| Capital ratio | 18.96% (stronger) | 8.59% |
| Problem loans | 3.25% | 1.09% (stronger) |
| Net charge-offs | 0.25% (stronger) | 0.26% |
| Return on assets | 1.61% (stronger) | 0.35% |
| Loans ÷ deposits | 53.5% (stronger) | 97.4% |
| Uninsured deposits | 11.4% | 4.2% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.8% |
Employees Credit Union has the higher TellerScore (70 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Employees Credit Union leads on 5 and Premier Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.