Headquartered in Des Moines, Iowa, Premier Credit Union is a federally insured state-chartered credit union with $382.9M in total assets and $346.4M in member shares and deposits as of Q2 2026. It operates 4 offices. Its charter dates back to 1933.
Based on its Q2 2026 filing, Premier Credit Union scores 51/100, which we describe as below average. That is higher than only 7% of 1,341 credit unions with $100 million – $1 billion. Among 66 credit unions headquartered in Iowa, it ranks 58th. Its strongest component is problem-loan coverage (78/100; 11.2%), and its lowest is earnings (34/100; 0.35%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 4 points (47 → 51), mostly because the loan quality component improved by 17 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 55 |
| Q3 2024 | 53 |
| Q4 2024 | 50 |
| Q1 2025 | 47 |
| Q2 2025 | 47 |
| Q3 2025 | 52 |
| Q4 2025 | 52 |
| Q1 2026 | 51 |
| Q2 2026 | 51 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 8.93% |
| Q3 2024 | 9.03% |
| Q4 2024 | 8.93% |
| Q1 2025 | 8.63% |
| Q2 2025 | 9.02% |
| Q3 2025 | 8.93% |
| Q4 2025 | 8.61% |
| Q1 2026 | 8.22% |
| Q2 2026 | 8.59% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.78% |
| Q3 2024 | 0.99% |
| Q4 2024 | 1.33% |
| Q1 2025 | 1.53% |
| Q2 2025 | 1.58% |
| Q3 2025 | 1.14% |
| Q4 2025 | 1.13% |
| Q1 2026 | 0.80% |
| Q2 2026 | 1.09% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.39% |
| Q3 2024 | 0.44% |
| Q4 2024 | 0.47% |
| Q1 2025 | 0.35% |
| Q2 2025 | 0.48% |
| Q3 2025 | 0.55% |
| Q4 2025 | 0.53% |
| Q1 2026 | 0.16% |
| Q2 2026 | 0.35% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 51 | $382.9M | 8.59% | 1.09% | 0.35% | 97.4% |
| Q1 2026 | 51 | $393.9M | 8.22% | 0.80% | 0.16% | 93.0% |
| Q4 2025 | 52 | $374.4M | 8.61% | 1.13% | 0.53% | 96.6% |
| Q3 2025 | 52 | $355.2M | 8.93% | 1.14% | 0.55% | 100.2% |
| Q2 2025 | 47 | $344.4M | 9.02% | 1.58% | 0.48% | 100.7% |
| Q1 2025 | 47 | $354.1M | 8.63% | 1.53% | 0.35% | 94.0% |
| Q4 2024 | 50 | $338.7M | 8.93% | 1.33% | 0.47% | 99.9% |
| Q3 2024 | 53 | $329.2M | 9.03% | 0.99% | 0.44% | 101.6% |
| Q2 2024 | 55 | $327.8M | 8.93% | 0.78% | 0.39% | 99.0% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Iowa
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Members1st Community Credit UnionCredit union Marshalltown, IA | 59 out of 100, Moderate | $311.1M | 9.5% | 0.88% | vs |
| Citizens Community Credit UnionCredit union Fort Dodge, IA | 88 out of 100, Very strong | $253.6M | 19.1% | 0.73% | vs |
| The Family Credit UnionCredit union Davenport, IA | 75 out of 100, Strong | $253.3M | 14.0% | 1.10% | vs |
| Cedar Falls Community Credit UnionCredit union Cedar Falls, IA | 80 out of 100, Strong | $251.7M | 15.9% | 0.78% | vs |
| Financial Plus Credit UnionCredit union West Des Moines, IA | 77 out of 100, Strong | $241.7M | 14.3% | 1.03% | vs |
| Employees Credit UnionCredit union Estherville, IA | 70 out of 100, Strong | $203.4M | 19.0% | 3.25% | vs |
Deposit insurance
Is my money safe at Premier Credit Union?
Yes. Premier Credit Union is a federally insured credit union (NCUA charter #64271). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 4.2% of shares and deposits ($14.4M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 8.59%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.
4 locations
Branches
Premier Credit Union lists 4 offices in 4 cities. Most locations:
- Ames, IA (1)
- Ankeny, IA (1)
- Des Moines, IA (1)
- West Des Moines, IA (1)
HMDA 2025
Mortgage lending
In 2025, Premier Credit Union reported 758 home-loan applications under HMDA (LEI 2549004WBDC394DA3W87): 573 originated ($76,685,000 total), 92 denied, and 93 withdrawn or closed by the applicant. Its denial rate on decided applications was 13.8%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Premier Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 64271
- RSSD ID
- 85696
- Primary regulator
- State + NCUA
- Established
- 1933
- Headquarters
- 800 9th St, Des Moines, IA 50309
- Employees
- 67
Quick answers
Premier Credit Union: common questions
Is Premier Credit Union NCUA insured?
Yes. Premier Credit Union is a federally insured credit union (NCUA charter #64271). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Premier Credit Union's TellerScore?
51 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Premier Credit Union have?
4 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Des Moines
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| ITS BankBank Johnston, IA | 98 out of 100, Very strong | $45.2M | 97.5% | 0.00% | vs |
| Lamoure Credit UnionCredit union Lamoure, ND | 98 out of 100, Very strong | $38.8M | 18.9% | 0.00% | vs |
| Iowa State BankBank Des Moines, IA | 95 out of 100, Very strong | $480.5M | 15.9% | 0.00% | vs |
| Journey Credit UnionCredit union Des Moines, IA | 85 out of 100, Very strong | $97.6M | 16.9% | 1.11% | vs |
| Serve Credit UnionCredit union Des Moines, IA | 84 out of 100, Strong | $101.3M | 18.1% | 0.81% | vs |
| Charter BankBank Johnston, IA | 83 out of 100, Strong | $227.5M | 11.0% | 0.00% | vs |