Side-by-side · Q2 2026 data
Employees Federal Credit Union vs Credit Union One of Oklahoma
Credit union
Credit Union One of Oklahoma
Oklahoma City, Oklahoma · Under $100 million in assets
Metric by metric
| Measure | Employees Federal Credit Union | Credit Union One of Oklahoma |
|---|---|---|
| TellerScore | 55 | 64 (stronger) |
| Capital cushion | 35 | 99 (stronger) |
| Loan quality | 67 (stronger) | 42 |
| Earnings | 30 (stronger) | 23 |
| Funding & liquidity | 94 (stronger) | 73 |
| Problem-loan coverage | 72 | 78 (stronger) |
| Peer percentile | 15th | 28th |
| Total assets | $46.8M | $39.9M |
| Deposits / shares | $42.6M | $33.7M |
| Capital ratio | 8.54% | 14.87% (stronger) |
| Problem loans | 0.98% (stronger) | 1.75% |
| Net charge-offs | 0.61% (stronger) | 1.18% |
| Return on assets | 0.25% (stronger) | 0.09% |
| Loans ÷ deposits | 65.8% (stronger) | 87.0% |
| Uninsured deposits | 3.3% (stronger) | 4.2% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Credit Union One of Oklahoma has the higher TellerScore (64 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Employees Federal Credit Union leads on 5 and Credit Union One of Oklahoma on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.