Credit Union One of Oklahoma (NCUA charter #64850) is based in Oklahoma City, Oklahoma. Its Q2 2026 call report shows $39.9M in total assets and $33.7M in member shares and deposits and 3 offices.
Credit Union One of Oklahoma has a TellerScore of 64 out of 100 (moderate) based on Q2 2026 data — higher than only 28% of its 2,479 credit unions with under $100 million in assets. Among 52 credit unions headquartered in Oklahoma, it ranks 38th. Capital cushion contributes the most (99/100, 14.87%); earnings contributes the least (23/100, 0.09%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 13 points (77 → 64), mostly because the loan quality component weakened by 33 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 74 |
| Q3 2024 | 77 |
| Q4 2024 | 77 |
| Q1 2025 | 77 |
| Q2 2025 | 77 |
| Q3 2025 | 77 |
| Q4 2025 | 79 |
| Q1 2026 | 67 |
| Q2 2026 | 64 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 13.33% |
| Q3 2024 | 13.86% |
| Q4 2024 | 13.89% |
| Q1 2025 | 14.00% |
| Q2 2025 | 14.16% |
| Q3 2025 | 14.72% |
| Q4 2025 | 14.64% |
| Q1 2026 | 15.09% |
| Q2 2026 | 14.87% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.80% |
| Q3 2024 | 0.66% |
| Q4 2024 | 0.67% |
| Q1 2025 | 0.59% |
| Q2 2025 | 0.76% |
| Q3 2025 | 0.79% |
| Q4 2025 | 0.41% |
| Q1 2026 | 1.78% |
| Q2 2026 | 1.75% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.81% |
| Q3 2024 | 0.82% |
| Q4 2024 | 0.77% |
| Q1 2025 | 0.66% |
| Q2 2025 | 0.67% |
| Q3 2025 | 0.62% |
| Q4 2025 | 0.55% |
| Q1 2026 | 0.39% |
| Q2 2026 | 0.09% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 64 | $39.9M | 14.87% | 1.75% | 0.09% | 87.0% |
| Q1 2026 | 67 | $39.4M | 15.09% | 1.78% | 0.39% | 86.5% |
| Q4 2025 | 79 | $40.4M | 14.64% | 0.41% | 0.55% | 82.8% |
| Q3 2025 | 77 | $40.5M | 14.72% | 0.79% | 0.62% | 81.6% |
| Q2 2025 | 77 | $41.8M | 14.16% | 0.76% | 0.67% | 82.2% |
| Q1 2025 | 77 | $41.7M | 14.00% | 0.59% | 0.66% | 81.4% |
| Q4 2024 | 77 | $41.6M | 13.89% | 0.67% | 0.77% | 84.1% |
| Q3 2024 | 77 | $41.8M | 13.86% | 0.66% | 0.82% | 86.0% |
| Q2 2024 | 74 | $42.9M | 13.33% | 0.80% | 0.81% | 84.1% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Oklahoma
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bison Federal Credit UnionCredit union Shawnee, OK | 86 out of 100, Very strong | $42.5M | 15.3% | 0.39% | vs |
| Comanche County Federal Credit UnionCredit union Lawton, OK | 96 out of 100, Very strong | $36.4M | 18.8% | 0.00% | vs |
| Saint Francis Employees Federal Credit UnionCredit union Tulsa, OK | 92 out of 100, Very strong | $44.7M | 15.9% | 0.20% | vs |
| Fire Fighters Credit UnionCredit union Tulsa, OK | 77 out of 100, Strong | $45.4M | 20.7% | 1.39% | vs |
| Employees Federal Credit UnionCredit union Tulsa, OK | 55 out of 100, Moderate | $46.8M | 8.5% | 0.98% | vs |
| Ok Federal Credit UnionCredit union Bartlesville, OK | 85 out of 100, Very strong | $26.4M | 15.8% | 0.60% | vs |
Deposit insurance
Is my money safe at Credit Union One of Oklahoma?
Yes. Credit Union One of Oklahoma is a federally insured credit union (NCUA charter #64850). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 4.2% of shares and deposits ($1.4M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 14.87%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
3 locations
Branches
Credit Union One of Oklahoma lists 3 offices in 1 city. Most locations:
Identity & history
Profile
- Legal name
- Credit Union One of Oklahoma
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 64850
- RSSD ID
- 238698
- Primary regulator
- State + NCUA
- Established
- 1949
- Headquarters
- PO Box 53005, Oklahoma City, OK 73152
- Employees
- 10
Quick answers
Credit Union One of Oklahoma: common questions
Is Credit Union One of Oklahoma NCUA insured?
Yes. Credit Union One of Oklahoma is a federally insured credit union (NCUA charter #64850). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Credit Union One of Oklahoma's TellerScore?
64 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Credit Union One of Oklahoma have?
3 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Oklahoma City
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Oklahoma Federal Credit UnionCredit union Oklahoma City, OK | 91 out of 100, Very strong | $198.9M | 20.2% | 0.24% | vs |
| International Bank of CommerceBank Oklahoma City, OK | 88 out of 100, Very strong | $1.6B | 15.5% | 0.66% | vs |
| Bank 7Bank Oklahoma City, OK | 86 out of 100, Very strong | $1.9B | 13.9% | 0.39% | vs |
| Sooner State BankBank Tuttle, OK | 86 out of 100, Very strong | $354.6M | 12.8% | 0.33% | vs |
| U. S. Employees O. C. Federal Credit UnionCredit union Oklahoma City, OK | 85 out of 100, Very strong | $213.5M | 16.3% | 0.20% | vs |
| Liberty National BankBank Lawton, OK | 84 out of 100, Strong | $1.3B | 10.3% | 0.02% | vs |