Side-by-side · Q2 2026 data
Employees Federal Credit Union vs DFCU Tulsa Federal Credit Union
Metric by metric
| Measure | Employees Federal Credit Union | DFCU Tulsa Federal Credit Union |
|---|---|---|
| TellerScore | 55 | 65 (stronger) |
| Capital cushion | 35 | 100 (stronger) |
| Loan quality | 67 (stronger) | 26 |
| Earnings | 30 | 44 (stronger) |
| Funding & liquidity | 94 (stronger) | 81 |
| Problem-loan coverage | 72 | 80 (stronger) |
| Peer percentile | 15th | 30th |
| Total assets | $46.8M | $65.5M |
| Deposits / shares | $42.6M | $56.2M |
| Capital ratio | 8.54% | 15.15% (stronger) |
| Problem loans | 0.98% (stronger) | 2.23% |
| Net charge-offs | 0.61% | 0.45% (stronger) |
| Return on assets | 0.25% | 0.60% (stronger) |
| Loans ÷ deposits | 65.8% (stronger) | 79.7% |
| Uninsured deposits | 3.3% (stronger) | 8.2% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
DFCU Tulsa Federal Credit Union has the higher TellerScore (65 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Employees Federal Credit Union leads on 3 and DFCU Tulsa Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.