Side-by-side · Q2 2026 data
Employees Federal Credit Union vs Fire Fighters Credit Union
Metric by metric
| Measure | Employees Federal Credit Union | Fire Fighters Credit Union |
|---|---|---|
| TellerScore | 55 | 77 (stronger) |
| Capital cushion | 35 | 100 (stronger) |
| Loan quality | 67 (stronger) | 54 |
| Earnings | 30 | 62 (stronger) |
| Funding & liquidity | 94 (stronger) | 76 |
| Problem-loan coverage | 72 | 92 (stronger) |
| Peer percentile | 15th | 57th |
| Total assets | $46.8M | $45.4M |
| Deposits / shares | $42.6M | $34.1M |
| Capital ratio | 8.54% | 20.72% (stronger) |
| Problem loans | 0.98% (stronger) | 1.39% |
| Net charge-offs | 0.61% | 0.29% (stronger) |
| Return on assets | 0.25% | 1.04% (stronger) |
| Loans ÷ deposits | 65.8% (stronger) | 83.8% |
| Uninsured deposits | 3.3% (stronger) | 6.7% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Fire Fighters Credit Union has the higher TellerScore (77 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Employees Federal Credit Union leads on 3 and Fire Fighters Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.