Side-by-side · Q2 2026 data
Employees United Federal Credit Union vs P.I.E. Credit Union
Credit union
Employees United Federal Credit Union
Paris, Texas · Under $100 million in assets
Metric by metric
| Measure | Employees United Federal Credit Union | P.I.E. Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 88 |
| Capital cushion | 100 | 100 |
| Loan quality | 97 (stronger) | 76 |
| Earnings | 63 | 85 (stronger) |
| Funding & liquidity | 100 (stronger) | 81 |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 92nd | 85th |
| Total assets | $12.4M | $11.8M |
| Deposits / shares | $8.3M | $8.9M |
| Capital ratio | 32.74% (stronger) | 23.88% |
| Problem loans | 0.08% (stronger) | 0.71% |
| Net charge-offs | 0.07% | -0.00% (stronger) |
| Return on assets | 1.07% | 1.62% (stronger) |
| Loans ÷ deposits | 31.7% (stronger) | 79.7% |
| Uninsured deposits | 0.1% (stronger) | 5.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Employees United Federal Credit Union has the higher TellerScore (92 vs 88). On the 7 directional measures above (where higher or lower is clearly better), Employees United Federal Credit Union leads on 5 and P.I.E. Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.