Side-by-side · Q2 2026 data
Employees United Federal Credit Union vs Paris District Credit Union
Credit union
Employees United Federal Credit Union
Paris, Texas · Under $100 million in assets
Metric by metric
| Measure | Employees United Federal Credit Union | Paris District Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 68 |
| Capital cushion | 100 | 100 |
| Loan quality | 97 (stronger) | 37 |
| Earnings | 63 (stronger) | 21 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 92nd | 36th |
| Total assets | $12.4M | $428K |
| Deposits / shares | $8.3M | $340K |
| Capital ratio | 32.74% (stronger) | 20.35% |
| Problem loans | 0.08% (stronger) | 1.90% |
| Net charge-offs | 0.07% | 0.00% (stronger) |
| Return on assets | 1.07% (stronger) | 0.03% |
| Loans ÷ deposits | 31.7% (stronger) | 57.4% |
| Uninsured deposits | 0.1% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Employees United Federal Credit Union has the higher TellerScore (92 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Employees United Federal Credit Union leads on 5 and Paris District Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.