Paris District Credit Union is a federally insured state-chartered credit union headquartered in Paris, Texas, in business for about 74 years. At the end of Q2 2026 it reported $428K in total assets and $340K in member shares and deposits, with 1 office.
Paris District Credit Union has a TellerScore of 68 out of 100 (moderate) based on Q2 2026 data — higher than only 36% of its 2,479 credit unions with under $100 million in assets. Among 380 credit unions headquartered in Texas, it ranks 239th. Capital cushion contributes the most (100/100, 20.35%); earnings contributes the least (21/100, 0.03%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 17 points (85 → 68), mostly because the loan quality component weakened by 63 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 86 |
| Q3 2024 | 86 |
| Q4 2024 | 86 |
| Q1 2025 | 78 |
| Q2 2025 | 85 |
| Q3 2025 | 84 |
| Q4 2025 | 69 |
| Q1 2026 | 53 |
| Q2 2026 | 68 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 19.13% |
| Q3 2024 | 19.22% |
| Q4 2024 | 19.40% |
| Q1 2025 | 19.16% |
| Q2 2025 | 19.04% |
| Q3 2025 | 19.80% |
| Q4 2025 | 20.10% |
| Q1 2026 | 20.02% |
| Q2 2026 | 20.35% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.76% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 1.73% |
| Q1 2026 | 14.66% |
| Q2 2026 | 1.90% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.34% |
| Q3 2024 | 0.28% |
| Q4 2024 | 0.23% |
| Q1 2025 | 0.11% |
| Q2 2025 | 0.11% |
| Q3 2025 | 0.08% |
| Q4 2025 | 0.06% |
| Q1 2026 | 0.03% |
| Q2 2026 | 0.03% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 68 | $428K | 20.35% | 1.90% | 0.03% | 57.4% |
| Q1 2026 | 53 | $435K | 20.02% | 14.66% | 0.03% | 58.9% |
| Q4 2025 | 69 | $433K | 20.10% | 1.73% | 0.06% | 62.6% |
| Q3 2025 | 84 | $439K | 19.80% | 0.00% | 0.08% | 65.1% |
| Q2 2025 | 85 | $457K | 19.04% | 0.00% | 0.11% | 46.2% |
| Q1 2025 | 78 | $453K | 19.16% | 0.76% | 0.11% | 56.7% |
| Q4 2024 | 86 | $447K | 19.40% | 0.00% | 0.23% | 62.7% |
| Q3 2024 | 86 | $451K | 19.22% | 0.00% | 0.28% | 56.3% |
| Q2 2024 | 86 | $452K | 19.13% | 0.00% | 0.34% | 63.3% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Texas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Musicians Federal Credit UnionCredit union Arlington, TX | 64 out of 100, Moderate | $643K | 17.6% | 3.92% | vs |
| Empowerment Community Development Federal Credit UnionCredit union Houston, TX | 17 out of 100, Low | $685K | 5.9% | 42.08% | vs |
| Heritage Hub Federal Credit UnionCredit union Houston, TX | 50 out of 100, Below average | $149K | -15.8% | 0.00% | vs |
| Pear Orchard Federal Credit UnionCredit union Beaumont, TX | 52 out of 100, Below average | $893K | 23.8% | 34.39% | vs |
| Texas Lee Federal Credit UnionCredit union Houston, TX | 86 out of 100, Very strong | $914K | 13.6% | 0.00% | vs |
| Pilgrim Cucc Federal Credit UnionCredit union Houston, TX | 47 out of 100, Below average | $1.0M | 12.1% | 2.72% | vs |
Deposit insurance
Is my money safe at Paris District Credit Union?
Yes. Paris District Credit Union is a federally insured credit union (NCUA charter #67499). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 20.35%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Paris District Credit Union lists 1 office in 1 city. Most locations:
- Paris, TX (1)
Identity & history
Profile
- Legal name
- Paris District Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 67499
- RSSD ID
- 812490
- Primary regulator
- State + NCUA
- Established
- 1952
- Headquarters
- P. O. Box 53, Paris, TX 75461
- Employees
- 1
Quick answers
Paris District Credit Union: common questions
Is Paris District Credit Union NCUA insured?
Yes. Paris District Credit Union is a federally insured credit union (NCUA charter #67499). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Paris District Credit Union's TellerScore?
68 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Paris District Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Paris
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Employees United Federal Credit UnionCredit union Paris, TX | 92 out of 100, Very strong | $12.4M | 32.7% | 0.08% | vs |
| Northeast Texas Teachers Federal Credit UnionCredit union Paris, TX | 83 out of 100, Strong | $33.1M | 14.4% | 0.43% | vs |
| Legend Bank, N.A.Bank Bowie, TX | 82 out of 100, Strong | $1.3B | 10.4% | 0.12% | vs |
| Commercial Bank of Texas, National AssociationBank Nacogdoches, TX | 77 out of 100, Strong | $1.7B | 10.6% | 0.14% | vs |
| Peoples BankBank Paris, TX | 76 out of 100, Strong | $185.4M | 9.6% | 0.25% | vs |
| The Liberty National Bank in ParisBank Paris, TX | 75 out of 100, Strong | $452.1M | 12.8% | 0.88% | vs |