Side-by-side · Q2 2026 data
Emporia State Federal Credit Union vs Credit Union of Emporia
Metric by metric
| Measure | Emporia State Federal Credit Union | Credit Union of Emporia |
|---|---|---|
| TellerScore | 75 | 90 (stronger) |
| Capital cushion | 57 | 100 (stronger) |
| Loan quality | 84 (stronger) | 81 |
| Earnings | 72 | 77 (stronger) |
| Funding & liquidity | 90 | 100 (stronger) |
| Problem-loan coverage | 94 | 98 (stronger) |
| Peer percentile | 66th | 89th |
| Total assets | $146.5M | $42.1M |
| Deposits / shares | $130.3M | $35.4M |
| Capital ratio | 10.74% | 15.31% (stronger) |
| Problem loans | 0.49% (stronger) | 0.56% |
| Net charge-offs | 0.11% (stronger) | 0.50% |
| Return on assets | 1.31% | 1.44% (stronger) |
| Loans ÷ deposits | 70.6% | 33.9% (stronger) |
| Uninsured deposits | 1.3% (stronger) | 3.2% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Credit Union of Emporia has the higher TellerScore (90 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Emporia State Federal Credit Union leads on 3 and Credit Union of Emporia on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.