Side-by-side · Q2 2026 data
Emporia State Federal Credit Union vs Farmway Credit Union
Metric by metric
| Measure | Emporia State Federal Credit Union | Farmway Credit Union |
|---|---|---|
| TellerScore | 75 | 77 (stronger) |
| Capital cushion | 57 | 100 (stronger) |
| Loan quality | 84 (stronger) | 68 |
| Earnings | 72 (stronger) | 44 |
| Funding & liquidity | 90 (stronger) | 77 |
| Problem-loan coverage | 94 | 94 |
| Peer percentile | 66th | 71st |
| Total assets | $146.5M | $106.8M |
| Deposits / shares | $130.3M | $82.7M |
| Capital ratio | 10.74% | 21.95% (stronger) |
| Problem loans | 0.49% (stronger) | 0.95% |
| Net charge-offs | 0.11% | -0.23% (stronger) |
| Return on assets | 1.31% (stronger) | 0.59% |
| Loans ÷ deposits | 70.6% (stronger) | 83.4% |
| Uninsured deposits | 1.3% (stronger) | 1.4% |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Farmway Credit Union has the higher TellerScore (77 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Emporia State Federal Credit Union leads on 4 and Farmway Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.