Side-by-side · Q2 2026 data
Empower Blue Credit Union vs Ark Valley Credit Union
Metric by metric
| Measure | Empower Blue Credit Union | Ark Valley Credit Union |
|---|---|---|
| TellerScore | 88 | 94 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 97 (stronger) | 94 |
| Earnings | 47 | 86 (stronger) |
| Funding & liquidity | 98 (stronger) | 91 |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 85th | 95th |
| Total assets | $55.1M | $57.3M |
| Deposits / shares | $45.6M | $47.8M |
| Capital ratio | 18.09% (stronger) | 15.16% |
| Problem loans | 0.10% (stronger) | 0.19% |
| Net charge-offs | 0.12% (stronger) | 0.13% |
| Return on assets | 0.68% | 1.65% (stronger) |
| Loans ÷ deposits | 61.8% (stronger) | 69.2% |
| Uninsured deposits | 7.6% | 0.0% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ark Valley Credit Union has the higher TellerScore (94 vs 88). On the 7 directional measures above (where higher or lower is clearly better), Empower Blue Credit Union leads on 4 and Ark Valley Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.