Side-by-side · Q2 2026 data
Empower Blue Credit Union vs Credit Union of Emporia
Metric by metric
| Measure | Empower Blue Credit Union | Credit Union of Emporia |
|---|---|---|
| TellerScore | 88 | 90 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 97 (stronger) | 81 |
| Earnings | 47 | 77 (stronger) |
| Funding & liquidity | 98 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 85th | 89th |
| Total assets | $55.1M | $42.1M |
| Deposits / shares | $45.6M | $35.4M |
| Capital ratio | 18.09% (stronger) | 15.31% |
| Problem loans | 0.10% (stronger) | 0.56% |
| Net charge-offs | 0.12% (stronger) | 0.50% |
| Return on assets | 0.68% | 1.44% (stronger) |
| Loans ÷ deposits | 61.8% | 33.9% (stronger) |
| Uninsured deposits | 7.6% | 3.2% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Credit Union of Emporia has the higher TellerScore (90 vs 88). On the 7 directional measures above (where higher or lower is clearly better), Empower Blue Credit Union leads on 3 and Credit Union of Emporia on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.