Side-by-side · Q2 2026 data
Emprise Bank vs KS StateBank
Metric by metric
| Measure | Emprise Bank | KS StateBank |
|---|---|---|
| TellerScore | 66 (stronger) | 64 |
| Capital cushion | 27 | 80 (stronger) |
| Loan quality | 88 (stronger) | 17 |
| Earnings | 83 | 98 (stronger) |
| Funding & liquidity | 66 (stronger) | 60 |
| Problem-loan coverage | 94 (stronger) | 72 |
| Peer percentile | 40th | 33rd |
| Total assets | $2.8B | $2.6B |
| Deposits / shares | $2.5B | $2.2B |
| Capital ratio | 7.69% | 12.97% (stronger) |
| Problem loans | 0.37% (stronger) | 2.49% |
| Net charge-offs | 0.08% | 0.03% (stronger) |
| Return on assets | 1.58% | 1.95% (stronger) |
| Loans ÷ deposits | 80.0% (stronger) | 92.7% |
| Uninsured deposits | 28.2% | 21.8% (stronger) |
| Offices | 31 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 34.6% | 3.7% |
Emprise Bank has the higher TellerScore (66 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Emprise Bank leads on 3 and KS StateBank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.